Free Stillwater County, Montana seller net sheet calculator

Closing costs, transfer taxes and who pays what when selling a home in Stillwater County. The calculator applies Montana and Stillwater County rates for you.

Calculate your Stillwater County net sheet

Median home value
$355,600
Transfer tax on $355,000
None
Seller costs on $355,000
About $19,465
Median property tax bill
$2,131 a year
Owner's title policy
Seller pays
Population
9,052

Stillwater County transfer tax

Montana does not charge a real estate transfer tax, so there is none to pay on a home sale in Stillwater County.

Example Stillwater County seller net sheet

A $355,000 sale, close to the county's median home value of $355,600, with a 5% commission and a $215,000 mortgage payoff. Seller costs come to about $19,465, or 5.5% of the price.

LineSeller
Sale price$355,000
First mortgage payoff−$215,000
Real estate commission (5%)−$17,750
Owner's title insurance policy−$1,303.75
Settlement / closing fee−$350
Release / satisfaction recording−$16
Wire / courier / payoff processing−$45
Estimated net before property tax prorations$120,535.25
Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers.

Who pays what in Stillwater County

In Stillwater County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller. Closings are usually handled by a title company.

Property taxes in Stillwater County

The median property tax bill for homeowners in Stillwater County is $2,131 a year, about 0.6% of the median home value of $355,600 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year; halves due Nov 30 and May 31 (in arrears); seller credits buyer for unpaid days.

Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.

Stillwater County seller questions

How much is the transfer tax in Stillwater County, Montana?

Montana does not charge a real estate transfer tax, so there is none to pay on a home sale in Stillwater County.

How much are seller closing costs in Stillwater County?

On a $355,000 sale, close to the median home value in Stillwater County, with a 5% commission, estimated seller costs are about $19,465 (5.5% of the price). Without commission they are about $1,715. The loan payoff and property tax proration change the final number.

Who pays for title insurance and closing fees in Stillwater County?

In Stillwater County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller. Closings are usually handled by a title company.

How much are property taxes in Stillwater County?

The median property tax bill for homeowners in Stillwater County is $2,131 a year, about 0.6% of the median home value of $355,600 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year; halves due Nov 30 and May 31 (in arrears); seller credits buyer for unpaid days.

Build your Stillwater County net sheet in minutes.

Free to use. No account needed to try it.