Net sheet calculator

Free, with no account needed. Transfer taxes, title customs and prorations are filled in for the property's county. Figures are estimates; confirm final numbers with the title or escrow company.

Seller net sheet Buyer cash to close Both

Auto-fill from a listing

Paste a Zillow, Realtor.com, Redfin or MLS link, or paste the listing text. We read the price, address, HOA dues, taxes and property type and fill the form.

Or paste the listing details

Property

Property address

Optional. The county is looked up from the address or ZIP; you can also pick the state and county yourself.

State

Sets the transfer and mortgage tax rates.

Closing date

Sale and commission

Sale price

Commission rate

Loans and payoffs

First mortgage payoff

Second mortgage payoff

HELOC payoff

First mortgage rate for payoff interest

Closing costs

Owner's title policy auto

Leave blank to use the state's rate.

Settlement / escrow fee auto

Total fee; split by local custom.

Recording fees auto

Seller's recording charges.

Transfer taxes auto

State, county and city taxes are computed for the address.

Property costs

Annual property tax bill auto

Prorated to the closing date using the county's convention.

Current tax bill

HOA / condo dues per month

HOA estoppel / transfer fee auto

Home warranty

Repairs, credits and other fees

Seller repairs

Credits to buyer

More options

Foreign seller, special assessments, inspections, points, insurance

Non-ad valorem assessments per year (CDD, fire, solid waste)

Title search and exam auto

Seller is a foreign person (FIRPTA withholding applies)

Home inspection buyer, auto

Discount points buyer

Flood insurance per year, buyer

Mortgage insurance per month, buyer

Buyer's financing

Loan type

Down payment

Interest rate

Origination fee

Earnest money already paid

Homeowner's insurance per year, auto

Seller's estimated net sheet

No address entered

Sale price	—
Commission	—
Loan payoffs	—
Closing costs and taxes	—
Other costs and credits	—
Estimated net to seller	—

Enter a state and a sale price, then choose Calculate net sheet. Each cost you enter shows up here as its own line, with the net to your seller totaled at the bottom.

Sale price, deductions and estimated net to seller
Total deductions
Estimated net to seller

Estimate only. Confirm final figures with the title or escrow company.

Buyer's estimated cash to close

Down payment, closing costs and estimated cash to close
Closing costs, prepaids and credits
Estimated cash to close

Estimate only. Lender fees vary; confirm with the Loan Estimate.

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