About NetSheet.org

NetSheet.org is a net sheet calculator for real estate agents. It answers the two questions that come up first: what will the seller walk away with, and how much cash does the buyer need to close?

Cost
Free to start. Paid plans from $10 a month.
Coverage
All 50 states and DC, down to the county
Contact
[email protected]

What does NetSheet.org do?

NetSheet.org works out what a home sale nets the seller, or how much cash the buyer needs. You enter the property and the sale price. It finds the county and city from the address. It fills in the transfer taxes, mortgage taxes, title insurance and recording fees for that place. Then it adds everything up line by line. You can build a seller net sheet, a buyer net sheet (cash to close), or both for the same property.

You can type the address, pick the home on a map, or start from a Zillow listing. From there you can save the sheet, download it as a PDF and email it to your client, all free. Paid plans let you put your own logo and design on the PDF. The Agency plan also lets you read your clients' replies in the app. Penny, the assistant in the app, can do most of this from a chat.

It runs in the browser on a laptop or a phone. The features page covers each part, and the free net sheet calculator works without an account.

Who is NetSheet.org for?

It is for real estate agents. Listing agents use it for a clear seller net sheet at the listing appointment, and an updated one when an offer arrives. Buyer's agents use it for a cash-to-close estimate before the lender's figures come in. Agents who send a lot of sheets can use the Agency plan to keep their clients' replies in one place.

Homeowners and buyers can use the free calculator too, to get a rough idea before talking to an agent.

Where do the numbers come from?

The numbers come from each state's own rules, with a source for every one. Each state has rules for transfer taxes, mortgage taxes, title insurance, recording fees and who usually pays what. NetSheet.org keeps those rules for every state and DC, with county and city rules where they differ. Each rule records its source and the date it was checked. NetSheet.org was founded by Harrison Farrell, who builds these rules and checks them against their sources.

You can read them by state on the seller net sheet pages and the buyer closing cost pages. Every figure on a sheet can be typed over when your closing differs.

Is a net sheet the same as a closing statement?

No. A net sheet is an estimate. It is not a closing statement, and it is not legal, tax, or financial advice. The final numbers come from the title or escrow company handling the sale.

Net sheet or netsheet?

Both. The document is usually written as two words, net sheet, and sometimes as one. Our name is NetSheet.org either way. If you are new to them, start with what a seller net sheet is.

Is my data private?

Yes. Your data is private, and we never sell it. The privacy policy explains what we collect and why. The terms of service cover how the service may be used.

How do I contact NetSheet.org?

Use the contact form or email [email protected]. Write to us with questions, bug reports, or a tax rate that looks wrong for your area.

Follow NetSheet.org on LinkedIn, Facebook and Instagram.

See it with your own numbers.

The free net sheet calculator works without an account.