Ohio seller net sheet and closing costs

An Ohio seller pays about $12,987 to close on a $210,000 home. That is 6.2% of the price, with a 5% commission. Without the commission, costs are about $2,487, including $840 of transfer tax. $210,000 is close to the typical home value in Ohio.

See what an Ohio seller keeps after commission, loan payoffs, title and transfer taxes. We checked Ohio rates and customs on 2026-09-30. The calculator applies them down to the county.

Rates last checked September 2026. Reviewed by Harrison Farrell, founder. How we get these numbers

Free Ohio seller net sheet calculator Plans and pricing

Free Ohio seller net sheet calculator

Change any number and the local costs update.

Seller net sheetBuyer cash to close

County

Sale price

Commission

Loan payoff

Rebate from the agent, credited at closing

Real estate commission (5%)	−$10,500
First mortgage payoff	−$125,000
Real property conveyance fee (state $1 + county permissive $3 per $1,000)	−$840
Release / satisfaction recording	−$34
Title insurance and settlement	−$1,568
Other closing fees	−$45
Estimated net to seller	$72,013

Set for a July 1 closing. The full calculator adds your own date, credits, a PDF and email. Open the full net sheet

State transfer tax: None
Owner's title policy: Seller pays
Seller costs on $210,000: About $12,987

How much does it cost to sell a house in Ohio?

An Ohio seller pays about $12,987 to close on a $210,000 sale. That is 6.2% of the price. It counts a 5% commission. The table also takes out a $125,000 mortgage payoff, which leaves about $72,013. The calculator above shows the same sale.

Title and settlement fees are typical estimates, not quotes.
Line	Seller
Sale price	$210,000
First mortgage payoff	−$125,000
Real estate commission (5%)	−$10,500
Real property conveyance fee (state $1 + county permissive $3 per $1,000)	−$840
Owner's title insurance policy	−$1,218
Settlement / closing fee	−$350
Release / satisfaction recording	−$34
Wire / courier / payoff processing	−$45
Estimated net before the property tax split	$72,013

Run it with your own numbers. Pick the county to add local taxes. Enter the closing date to split property taxes.

Does Ohio have a transfer tax?

Not at the state level. But 4 county and city transfer taxes apply in parts of Ohio. The calculator adds them when you pick the county.

Who pays is local custom. The contract can change it. Rates checked 2026-09-30.
Tax	Level	Rate	Who usually pays
Real property conveyance fee (state $1 + county permissive $3 per $1,000)	County	$4.00 per $1,000 (most counties)	Seller
Real property conveyance fee (state $1 + county permissive $2 per $1,000)	County	$3.00 per $1,000	Seller
Real property conveyance fee (state $1 + county permissive $2.50 per $1,000)	County	$3.50 per $1,000	Seller
Real property conveyance fee (state $1 + county permissive $1 per $1,000)	County	$2 per $1,000	Seller

No county or city chosen. Split by local custom. Some counties and cities charge a different or extra rate.
Sale price	Seller pays	Buyer pays	Total
$250,000	$1,000	$0	$1,000
$500,000	$2,000	$0	$2,000
$1,000,000	$4,000	$0	$4,000

Who pays closing costs in Ohio?

In Ohio, the seller usually pays the agent commission, their own loan payoff and the owner's title policy. The buyer usually pays the lender fees and the lender's title policy. Buyer and seller usually split the settlement or escrow fee.

The seller usually pays for the owner's title policy in most of Ohio: 83 of 88 counties. In Cuyahoga County, Lake County, Lorain County, Medina County and Summit County, buyer and seller usually split it. In Ohio, each title insurer files its own rates. So prices differ between title companies. The net sheet uses typical rates. The title company that runs the closing gives the final quote. A title company usually handles the closing.

Seller pays the conveyance fee. Proration customs differ by county (long vs. short).

NetSheet.org is not tied to any title company. The net sheet works with any title or escrow company. See how it compares with title company net sheet tools.

How are property taxes split at closing in Ohio?

Each side pays the taxes for the days it owns the home. Property taxes in Ohio are paid in arrears, after the period they cover. So the seller usually credits the buyer for unpaid days up to closing. Taxes run about 1.5% of the home's value per year. Taxes are paid six to twelve months in arrears (halves in Jan/Feb and Jun/Jul for the prior year). The seller is charged for every unpaid half through closing, the prior year included; Franklin County calls this long proration.

Sources

tax.ohio.gov

Checked 2026-09-30. A net sheet is an estimate. It is not a closing statement or tax advice. The title or escrow company gives the final figures. See a rate that looks wrong? Email [email protected].

Ohio net sheet questions

Does Ohio have a real estate transfer tax?

Not at the state level. But 4 county and city transfer taxes apply in parts of Ohio. The calculator adds them when you pick the county.

How much is the transfer tax on a $500,000 home in Ohio?

About $2,000, with no county or city chosen. The seller usually pays it. Some counties and cities charge a different or extra rate.

How much are seller closing costs in Ohio?

About $12,987 on a $210,000 sale with a 5% commission. That is 6.2% of the price. The commission is $10,500 of it. Without the commission, closing costs are about $2,487. Local taxes and the property tax split change the final number.

Who pays for title insurance in Ohio?

Who handles the closing in Ohio?

A title company usually handles the closing.

How are property taxes prorated when you sell a home in Ohio?

Ohio net sheets by county

Each county page shows local taxes and a net sheet at the county's typical price.

Ohio net sheets by city

These are the 80 largest of 187 Ohio cities with a page. Each county page lists its own cities.

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