Connecticut seller net sheet and closing costs

In Connecticut, the seller usually pays the agent commission, their own loan payoff and the state conveyance tax (residential). The buyer usually pays the lender fees, the lender's title policy and the owner's title policy. Each side pays its own settlement or escrow fee.

The buyer usually pays for the owner's title policy in Connecticut. In Connecticut, each title insurer files its own rates. So prices differ between title companies. The net sheet uses typical rates. The title company that runs the closing gives the final quote. An attorney usually handles the closing. By custom, an attorney is required.

Attorney closings. Seller pays state and municipal conveyance taxes; buyer pays title insurance and recording.

NetSheet.org is not tied to any title company. The net sheet works with any title or escrow company. See how it compares with title company net sheet tools.

Each side pays the taxes for the days it owns the home. Property taxes in Connecticut are paid in advance. So the buyer usually pays the seller back for days after closing that the seller already paid. The tax year starts in July. Taxes run about 2% of the home's value per year. Fiscal year Jul-Jun, paid in two installments (due Jul 1 and Jan 1, each for the half-year ahead); seller is credited for a paid half after closing and owes an unpaid one through closing.

• portal.ct.gov
• cga.ct.gov

Checked 2026-09-29. A net sheet is an estimate. It is not a closing statement or tax advice. The title or escrow company gives the final figures. See a rate that looks wrong? Email [email protected].