North Carolina seller net sheet and closing costs

In North Carolina, the seller usually pays the agent commission, their own loan payoff and the excise tax on conveyances (revenue stamps). The buyer usually pays the lender fees, the lender's title policy and the owner's title policy. The buyer usually pays the settlement or escrow fee.

The buyer usually pays for the owner's title policy in North Carolina. In North Carolina, each title insurer files its own rates. So prices differ between title companies. The net sheet uses typical rates. The title company that runs the closing gives the final quote. An attorney usually handles the closing. By custom, an attorney is required.

Attorney closings. Seller pays excise stamps and deed preparation; buyer pays title and attorney.

NetSheet.org is not tied to any title company. The net sheet works with any title or escrow company. See how it compares with title company net sheet tools.

Each side pays the taxes for the days it owns the home. Property taxes in North Carolina are paid in arrears, after the period they cover. So the seller usually credits the buyer for unpaid days up to closing. Taxes run about 0.75% of the home's value per year. Bills issued Jul-Sep for the calendar year, due Sep 1 (delinquent Jan 6); seller credits buyer when unpaid.

• ncleg.gov

Checked 2026-09-30. A net sheet is an estimate. It is not a closing statement or tax advice. The title or escrow company gives the final figures. See a rate that looks wrong? Email [email protected].