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Mississippi seller net sheet and closing costs

A Mississippi seller pays about $8,665 to close on a $160,000 home. That is 5.4% of the price, with a 5% commission. Without the commission, costs are about $665. $160,000 is close to the typical home value in Mississippi.

See what a Mississippi seller keeps after commission, loan payoffs, title and closing fees. We checked Mississippi rates and customs on 2026-09-29. The calculator applies them down to the county.

Rates last checked September 2026. Reviewed by Harrison Farrell, founder. How we get these numbers

Free Mississippi seller net sheet calculator Plans and pricing

Free Mississippi seller net sheet calculator

Change any number and the local costs update.

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Real estate commission (5%)−$8,000
First mortgage payoff−$95,000
Release / satisfaction recording−$25
Title insurance and settlement−$600
Other closing fees−$40
Estimated net to seller$56,335

Set for a July 1 closing. The full calculator adds your own date, credits, a PDF and email. Open the full net sheet
State transfer tax
None
Owner's title policy
Buyer pays
Seller costs on $160,000
About $8,665

How much does it cost to sell a house in Mississippi?

A Mississippi seller pays about $8,665 to close on a $160,000 sale. That is 5.4% of the price. It counts a 5% commission. The table also takes out a $95,000 mortgage payoff, which leaves about $56,335. The calculator above shows the same sale.

LineSeller
Sale price$160,000
First mortgage payoff−$95,000
Real estate commission (5%)−$8,000
Settlement / closing fee−$300
Seller's attorney fee−$300
Release / satisfaction recording−$25
Wire / courier / payoff processing−$40
Estimated net before the property tax split$56,335
 Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers. Pick the county for its own customs. Enter the closing date to split property taxes.

Does Mississippi have a transfer tax?

No. Mississippi has no transfer tax on home sales. So a Mississippi seller net sheet has no transfer tax line.

Who pays closing costs in Mississippi?

In Mississippi, the seller usually pays the agent commission and their own loan payoff. The buyer usually pays the lender fees, the lender's title policy and the owner's title policy. Buyer and seller usually split the settlement or escrow fee.

The buyer usually pays for the owner's title policy in Mississippi. Commonly buyer; negotiable. In Mississippi, each title insurer files its own rates. So prices differ between title companies. The net sheet uses typical rates. The title company that runs the closing gives the final quote. An attorney usually handles the closing. By custom, an attorney is required.

No real estate transfer tax in Mississippi. Attorney closings.

NetSheet.org is not tied to any title company. The net sheet works with any title or escrow company. See how it compares with title company net sheet tools.

How are property taxes split at closing in Mississippi?

Each side pays the taxes for the days it owns the home. Property taxes in Mississippi are paid in arrears, after the period they cover. So the seller usually credits the buyer for unpaid days up to closing. Taxes run about 0.8% of the home's value per year. Bills issued Dec for the calendar year, due Feb 1; seller credits buyer.

Sources

Checked 2026-09-29. A net sheet is an estimate. It is not a closing statement or tax advice. The title or escrow company gives the final figures. See a rate that looks wrong? Email [email protected].

Mississippi net sheet questions

Does Mississippi have a real estate transfer tax?

No. Mississippi has no transfer tax on home sales. So a Mississippi seller net sheet has no transfer tax line.

How much are seller closing costs in Mississippi?

About $8,665 on a $160,000 sale with a 5% commission. That is 5.4% of the price. The commission is $8,000 of it. Without the commission, closing costs are about $665. Local taxes and the property tax split change the final number.

Who pays for title insurance in Mississippi?

The buyer usually pays for the owner's title policy in Mississippi. Commonly buyer; negotiable. The buyer pays for the lender's policy.

Who handles the closing in Mississippi?

An attorney usually handles the closing. By custom, an attorney is required.

How are property taxes prorated when you sell a home in Mississippi?

Each side pays the taxes for the days it owns the home. Property taxes in Mississippi are paid in arrears, after the period they cover. So the seller usually credits the buyer for unpaid days up to closing. Taxes run about 0.8% of the home's value per year. Bills issued Dec for the calendar year, due Feb 1; seller credits buyer.

Mississippi net sheets by county

Each county page shows local taxes and a net sheet at the county's typical price.

Mississippi net sheets by city

Here are all 41 Mississippi cities with a page. Each county page lists its own cities.

Guides

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