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Arkansas seller net sheet and closing costs

An Arkansas seller pays about $11,077 to close on a $195,000 home. That is 5.7% of the price, with a 5% commission. Without the commission, costs are about $1,327, including $215 of transfer tax. $195,000 is close to the typical home value in Arkansas.

See what an Arkansas seller keeps after commission, loan payoffs, title and transfer taxes. We checked Arkansas rates and customs on 2026-09-29. The calculator applies them down to the county.

Rates last checked September 2026. Reviewed by Harrison Farrell, founder. How we get these numbers

Free Arkansas seller net sheet calculator Plans and pricing

Free Arkansas seller net sheet calculator

Change any number and the local costs update.

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Real estate commission (5%)−$9,750
First mortgage payoff−$115,000
Real property transfer tax−$215
Release / satisfaction recording−$15
Title insurance and settlement−$1,058
Other closing fees−$40
Estimated net to seller$68,923

Set for a July 1 closing. The full calculator adds your own date, credits, a PDF and email. Open the full net sheet
State transfer tax
$3.30 per $1,000
Owner's title policy
Seller pays
Seller costs on $195,000
About $11,077

How much does it cost to sell a house in Arkansas?

An Arkansas seller pays about $11,077 to close on a $195,000 sale. That is 5.7% of the price. It counts a 5% commission. The table also takes out a $115,000 mortgage payoff, which leaves about $68,923. The calculator above shows the same sale.

LineSeller
Sale price$195,000
First mortgage payoff−$115,000
Real estate commission (5%)−$9,750
Real property transfer tax−$214.50
Owner's title insurance policy−$757.50
Settlement / closing fee−$300
Release / satisfaction recording−$15
Wire / courier / payoff processing−$40
Estimated net before the property tax split$68,923
 Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers. Pick the county to add local taxes. Enter the closing date to split property taxes.

Does Arkansas have a transfer tax?

Yes. Arkansas charges the real property transfer tax. The rate is $3.30 per $1,000. By custom the seller pays 33% and the buyer pays 67%.

TaxLevelRateWho usually pays
Real property transfer taxArk. Code 26-60-105: $1.10 + $2.20 per $1,000 or fractional part (consideration over $100); statute places the $2.20 part on the purchaser.State$3.30 per $1,000Split (33% seller)
 Who pays is local custom. The contract can change it. Rates checked 2026-09-29.
Sale priceSeller paysBuyer paysTotal
$250,000$275$550$825
$500,000$550$1,100$1,650
$1,000,000$1,100$2,200$3,300
 No county or city chosen. Split by local custom.

Who pays closing costs in Arkansas?

In Arkansas, the seller usually pays the agent commission, their own loan payoff, a share of the real property transfer tax and the owner's title policy. The buyer usually pays the lender fees, the lender's title policy and a share of the real property transfer tax. Buyer and seller usually split the settlement or escrow fee.

The seller usually pays for the owner's title policy in Arkansas. Commonly seller; negotiable. In Arkansas, each title insurer files its own rates. So prices differ between title companies. The net sheet uses typical rates. The title company that runs the closing gives the final quote. A title company usually handles the closing.

Transfer tax is commonly split, with the buyer paying the larger share.

NetSheet.org is not tied to any title company. The net sheet works with any title or escrow company. See how it compares with title company net sheet tools.

How are property taxes split at closing in Arkansas?

Each side pays the taxes for the days it owns the home. Property taxes in Arkansas are paid in arrears, after the period they cover. So the seller usually credits the buyer for unpaid days up to closing. Taxes run about 0.6% of the home's value per year. Taxes are paid a year in arrears (due Oct 15 for the prior year); seller credits buyer for the prior year if unpaid plus the current year to closing.

Sources

Checked 2026-09-29. A net sheet is an estimate. It is not a closing statement or tax advice. The title or escrow company gives the final figures. See a rate that looks wrong? Email [email protected].

Arkansas net sheet questions

Does Arkansas have a real estate transfer tax?

Yes. Arkansas charges the real property transfer tax. The rate is $3.30 per $1,000. By custom the seller pays 33% and the buyer pays 67%.

How much is the transfer tax on a $500,000 home in Arkansas?

About $1,650, with no county or city chosen. By custom the seller pays $550 and the buyer pays $1,100.

How much are seller closing costs in Arkansas?

About $11,077 on a $195,000 sale with a 5% commission. That is 5.7% of the price. The commission is $9,750 of it. Without the commission, closing costs are about $1,327. Local taxes and the property tax split change the final number.

Who pays for title insurance in Arkansas?

The seller usually pays for the owner's title policy in Arkansas. Commonly seller; negotiable. The buyer pays for the lender's policy.

Who handles the closing in Arkansas?

A title company usually handles the closing.

How are property taxes prorated when you sell a home in Arkansas?

Each side pays the taxes for the days it owns the home. Property taxes in Arkansas are paid in arrears, after the period they cover. So the seller usually credits the buyer for unpaid days up to closing. Taxes run about 0.6% of the home's value per year. Taxes are paid a year in arrears (due Oct 15 for the prior year); seller credits buyer for the prior year if unpaid plus the current year to closing.

Arkansas net sheets by county

Each county page shows local taxes and a net sheet at the county's typical price.

Arkansas net sheets by city

Here are all 40 Arkansas cities with a page. Each county page lists its own cities.

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