Delaware seller net sheet and closing costs
A Delaware seller pays about $25,235 to close on a $350,000 home. That is 7.2% of the price, with a 5% commission. Without the commission, costs are about $7,735, including $7,000 of transfer tax. $350,000 is close to the typical home value in Delaware.
See what a Delaware seller keeps after commission, loan payoffs, title and transfer taxes. We checked Delaware rates and customs on 2026-09-29. The calculator applies them down to the county.
Rates last checked September 2026. Reviewed by Harrison Farrell, founder. How we get these numbers
Free Delaware seller net sheet calculator
Change any number and the local costs update.
| Real estate commission (5%) | −$17,500 |
| First mortgage payoff | −$210,000 |
| Realty transfer tax (state 2.5% + county/municipal 1.5%) | −$7,000 |
| Release / satisfaction recording | −$40 |
| Title insurance and settlement | −$650 |
| Other closing fees | −$45 |
| Estimated net to seller | $114,765 |
- State transfer tax
- 4% total
- Owner's title policy
- Buyer pays
- Seller costs on $350,000
- About $25,235
How much does it cost to sell a house in Delaware?
A Delaware seller pays about $25,235 to close on a $350,000 sale. That is 7.2% of the price. It counts a 5% commission. The table also takes out a $210,000 mortgage payoff, which leaves about $114,765. The calculator above shows the same sale.
| Line | Seller |
|---|---|
| Sale price | $350,000 |
| First mortgage payoff | −$210,000 |
| Real estate commission (5%) | −$17,500 |
| Realty transfer tax (state 2.5% + county/municipal 1.5%) | −$7,000 |
| Settlement / closing fee | −$250 |
| Seller's attorney fee | −$400 |
| Release / satisfaction recording | −$40 |
| Wire / courier / payoff processing | −$45 |
| Estimated net before the property tax split | $114,765 |
Run it with your own numbers. Pick the county to add local taxes. Enter the closing date to split property taxes.
Does Delaware have a transfer tax?
Yes. Delaware charges the realty transfer tax (state 2.5% + county/municipal 1.5%). The rate is 4% total. Buyer and seller usually split it 50/50. Other state rates apply in some cases: Realty transfer tax - seller share (first-time buyer sale); Realty transfer tax - buyer share with first-time buyer exemption.
| Tax | Level | Rate | Who usually pays |
|---|---|---|---|
| Realty transfer tax (state 2.5% + county/municipal 1.5%)Applies: not first-time buyers | State | 4% total | Split 50/50 |
| Realty transfer tax - seller share (first-time buyer sale)Applies: first-time buyers | State | 2% (seller half) | Seller |
| Realty transfer tax - buyer share with first-time buyer exemptionApplies: first-time buyersState reduces the buyer's share by 0.5% on the first $400,000 (max $2,000). In unincorporated New Castle, Kent and Sussex the buyer's half of the county tax is also waived (not applied: engine cannot detect unincorporated areas). | State | 1.5% on the first $400,000, 2% above | Buyer |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $5,000 | $5,000 | $10,000 |
| $500,000 | $10,000 | $10,000 | $20,000 |
| $1,000,000 | $20,000 | $20,000 | $40,000 |
Who pays closing costs in Delaware?
In Delaware, the seller usually pays the agent commission, their own loan payoff and half of the realty transfer tax (state 2.5% + county/municipal 1.5%). The buyer usually pays the lender fees, the lender's title policy, half of the realty transfer tax (state 2.5% + county/municipal 1.5%) and the owner's title policy. Each side pays its own settlement or escrow fee.
The buyer usually pays for the owner's title policy in Delaware. In Delaware, each title insurer files its own rates. So prices differ between title companies. The net sheet uses typical rates. The title company that runs the closing gives the final quote. An attorney usually handles the closing. By custom, an attorney is required.
Attorney closings. Transfer tax split equally unless the contract says otherwise.
NetSheet.org is not tied to any title company. The net sheet works with any title or escrow company. See how it compares with title company net sheet tools.
How are property taxes split at closing in Delaware?
Each side pays the taxes for the days it owns the home. Property taxes in Delaware are paid in advance. So the buyer usually pays the seller back for days after closing that the seller already paid. The tax year starts in July. Taxes run about 0.6% of the home's value per year. County taxes billed Jul for the Jul-Jun fiscal year (school taxes due Sep 30); seller is credited for prepaid months.
Sources
Checked 2026-09-29. A net sheet is an estimate. It is not a closing statement or tax advice. The title or escrow company gives the final figures. See a rate that looks wrong? Email [email protected].
Delaware net sheet questions
Does Delaware have a real estate transfer tax?
Yes. Delaware charges the realty transfer tax (state 2.5% + county/municipal 1.5%). The rate is 4% total. Buyer and seller usually split it 50/50. Other state rates apply in some cases: Realty transfer tax - seller share (first-time buyer sale); Realty transfer tax - buyer share with first-time buyer exemption.
How much is the transfer tax on a $500,000 home in Delaware?
About $20,000, with no county or city chosen. By custom the seller pays $10,000 and the buyer pays $10,000.
How much are seller closing costs in Delaware?
About $25,235 on a $350,000 sale with a 5% commission. That is 7.2% of the price. The commission is $17,500 of it. Without the commission, closing costs are about $7,735. Local taxes and the property tax split change the final number.
Who pays for title insurance in Delaware?
The buyer usually pays for the owner's title policy in Delaware. The buyer pays for the lender's policy.
Who handles the closing in Delaware?
An attorney usually handles the closing. By custom, an attorney is required.
How are property taxes prorated when you sell a home in Delaware?
Each side pays the taxes for the days it owns the home. Property taxes in Delaware are paid in advance. So the buyer usually pays the seller back for days after closing that the seller already paid. The tax year starts in July. Taxes run about 0.6% of the home's value per year. County taxes billed Jul for the Jul-Jun fiscal year (school taxes due Sep 30); seller is credited for prepaid months.
Delaware net sheets by county
Each county page shows local taxes and a net sheet at the county's typical price.
Delaware net sheets by city
Here are all 11 Delaware cities with a page. Each county page lists its own cities.
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