District of Columbia seller net sheet and closing costs
A District of Columbia seller pays about $47,888 to close on a $735,000 home. That is 6.5% of the price, with a 5% commission. Without the commission, costs are about $11,138, including $10,658 of transfer tax. $735,000 is close to the typical home value in the District of Columbia.
See what a District of Columbia seller keeps after commission, loan payoffs, title and transfer taxes. We checked District of Columbia rates and customs on 2026-09-30. The calculator applies them down to the county.
Rates last checked September 2026. Reviewed by Harrison Farrell, founder. How we get these numbers
Free District of Columbia seller net sheet calculator Plans and pricing
Free District of Columbia seller net sheet calculator
Change any number and the local costs update.
| Real estate commission (5%) | −$36,750 |
| First mortgage payoff | −$440,000 |
| Deed transfer tax | −$10,658 |
| Release / satisfaction recording | −$30 |
| Title insurance and settlement | −$400 |
| Other closing fees | −$50 |
| Estimated net to seller | $247,113 |
- State transfer tax
- 1.1% under $400,000; 1.45% at $400,000 and above + 1.1% under $400,000; 1.45% at $400,000 and above
- Owner's title policy
- Buyer pays
- Seller costs on $735,000
- About $47,888
How much does it cost to sell a house in the District of Columbia?
A District of Columbia seller pays about $47,888 to close on a $735,000 sale. That is 6.5% of the price. It counts a 5% commission. The table also takes out a $440,000 mortgage payoff, which leaves about $247,113. The calculator above shows the same sale.
| Line | Seller |
|---|---|
| Sale price | $735,000 |
| First mortgage payoff | −$440,000 |
| Real estate commission (5%) | −$36,750 |
| Deed transfer tax | −$10,657.50 |
| Settlement / closing fee | −$400 |
| Release / satisfaction recording | −$30 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before the property tax split | $247,112.50 |
Run it with your own numbers. Pick the county to add local taxes. Enter the closing date to split property taxes.
Does the District of Columbia have a transfer tax?
Yes. The District of Columbia charges 2 transfer taxes. The deed transfer tax is 1.1% under $400,000; 1.45% at $400,000 and above. The seller usually pays it. The deed recordation tax is 1.1% under $400,000; 1.45% at $400,000 and above. The buyer usually pays it. Other state rates apply in some cases: Deed recordation tax (DC first-time homebuyer reduced rate); Deed recordation tax (first-time buyer above price ceiling).
| Tax | Level | Rate | Who usually pays |
|---|---|---|---|
| Deed transfer tax | State | 1.1% under $400,000; 1.45% at $400,000 and above | Seller |
| Deed recordation taxApplies: not first-time buyers | State | 1.1% under $400,000; 1.45% at $400,000 and above | Buyer |
| Deed recordation tax (DC first-time homebuyer reduced rate)Applies: first-time buyersForm ROD 11: 0.725% for DC first-time buyers with household income <= 180% AMI and price <= $777,000 (FY2026 ceiling, from 2025-10-01; FY2027 ceiling takes effect 2026-10-01 — re-check). | State | 0.725% (income and price limits apply) | Buyer |
| Deed recordation tax (first-time buyer above price ceiling)Applies: first-time buyersFirst-time buyer benefit does not apply above the price ceiling. | State | 1.45% (above the first-time buyer price ceiling) | Buyer |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $2,750 | $2,750 | $5,500 |
| $500,000 | $7,250 | $7,250 | $14,500 |
| $1,000,000 | $14,500 | $14,500 | $29,000 |
Who pays closing costs in the District of Columbia?
In the District of Columbia, the seller usually pays the agent commission, their own loan payoff and the deed transfer tax. The buyer usually pays the lender fees, the lender's title policy, the deed recordation tax and the owner's title policy. Each side pays its own settlement or escrow fee.
The buyer usually pays for the owner's title policy in the District of Columbia. In the District of Columbia, each title insurer files its own rates. So prices differ between title companies. The net sheet uses typical rates. The title company that runs the closing gives the final quote. A title company or attorney usually handles the closing.
Seller pays transfer tax; buyer pays recordation tax and title.
NetSheet.org is not tied to any title company. The net sheet works with any title or escrow company. See how it compares with title company net sheet tools.
How are property taxes split at closing in the District of Columbia?
Each side pays the taxes for the days it owns the home. Property taxes in the District of Columbia are paid in arrears, after the period they cover. So the seller usually credits the buyer for unpaid days up to closing. The tax year starts in October. Taxes run about 0.57% of the home's value per year. Tax year Oct-Sep, billed in two halves due Mar 31 (Oct-Mar) and Sep 15 (Apr-Sep); seller credits buyer for days in an unpaid half.
Sources
Checked 2026-09-30. A net sheet is an estimate. It is not a closing statement or tax advice. The title or escrow company gives the final figures. See a rate that looks wrong? Email [email protected].
District of Columbia net sheet questions
Does the District of Columbia have a real estate transfer tax?
Yes. The District of Columbia charges 2 transfer taxes. The deed transfer tax is 1.1% under $400,000; 1.45% at $400,000 and above. The seller usually pays it. The deed recordation tax is 1.1% under $400,000; 1.45% at $400,000 and above. The buyer usually pays it. Other state rates apply in some cases: Deed recordation tax (DC first-time homebuyer reduced rate); Deed recordation tax (first-time buyer above price ceiling).
How much is the transfer tax on a $500,000 home in the District of Columbia?
About $14,500, with no county or city chosen. By custom the seller pays $7,250 and the buyer pays $7,250.
How much are seller closing costs in the District of Columbia?
About $47,888 on a $735,000 sale with a 5% commission. That is 6.5% of the price. The commission is $36,750 of it. Without the commission, closing costs are about $11,138. Local taxes and the property tax split change the final number.
Who pays for title insurance in the District of Columbia?
The buyer usually pays for the owner's title policy in the District of Columbia. The buyer pays for the lender's policy.
Who handles the closing in the District of Columbia?
A title company or attorney usually handles the closing.
How are property taxes prorated when you sell a home in the District of Columbia?
Each side pays the taxes for the days it owns the home. Property taxes in the District of Columbia are paid in arrears, after the period they cover. So the seller usually credits the buyer for unpaid days up to closing. The tax year starts in October. Taxes run about 0.57% of the home's value per year. Tax year Oct-Sep, billed in two halves due Mar 31 (Oct-Mar) and Sep 15 (Apr-Sep); seller credits buyer for days in an unpaid half.
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