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Utah seller net sheet and closing costs

An Utah seller pays about $28,665 to close on a $525,000 home. That is 5.5% of the price, with a 5% commission. Without the commission, costs are about $2,415. $525,000 is close to the typical home value in Utah.

See what an Utah seller keeps after commission, loan payoffs, title and closing fees. We checked Utah rates and customs on 2026-09-29. The calculator applies them down to the county.

Rates last checked September 2026. Reviewed by Harrison Farrell, founder. How we get these numbers

Free Utah seller net sheet calculator Plans and pricing

Free Utah seller net sheet calculator

Change any number and the local costs update.

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Real estate commission (5%)−$26,250
First mortgage payoff−$315,000
Release / satisfaction recording−$30
Title insurance and settlement−$2,335
Other closing fees−$50
Estimated net to seller$181,335

Set for a July 1 closing. The full calculator adds your own date, credits, a PDF and email. Open the full net sheet
State transfer tax
None
Owner's title policy
Seller pays
Seller costs on $525,000
About $28,665

How much does it cost to sell a house in Utah?

An Utah seller pays about $28,665 to close on a $525,000 sale. That is 5.5% of the price. It counts a 5% commission. The table also takes out a $315,000 mortgage payoff, which leaves about $181,335. The calculator above shows the same sale.

LineSeller
Sale price$525,000
First mortgage payoff−$315,000
Real estate commission (5%)−$26,250
Owner's title insurance policy−$1,835
Escrow fee−$500
Release / satisfaction recording−$30
Wire / courier / payoff processing−$50
Estimated net before the property tax split$181,335
 Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers. Pick the county for its own customs. Enter the closing date to split property taxes.

Does Utah have a transfer tax?

No. Utah has no transfer tax on home sales. So a Utah seller net sheet has no transfer tax line.

Who pays closing costs in Utah?

In Utah, the seller usually pays the agent commission, their own loan payoff and the owner's title policy. The buyer usually pays the lender fees and the lender's title policy. Buyer and seller usually split the settlement or escrow fee.

The seller usually pays for the owner's title policy in Utah. In Utah, each title insurer files its own rates. So prices differ between title companies. The net sheet uses typical rates. The title company that runs the closing gives the final quote. An escrow company usually handles the closing.

No real estate transfer tax in Utah. Escrow/title company closings; escrow fee split.

NetSheet.org is not tied to any title company. The net sheet works with any title or escrow company. See how it compares with title company net sheet tools.

How are property taxes split at closing in Utah?

Each side pays the taxes for the days it owns the home. Property taxes in Utah are paid in arrears, after the period they cover. So the seller usually credits the buyer for unpaid days up to closing. Taxes run about 0.5% of the home's value per year. Calendar year; due Nov 30 (in arrears).

Checked 2026-09-29. A net sheet is an estimate. It is not a closing statement or tax advice. The title or escrow company gives the final figures. See a rate that looks wrong? Email [email protected].

Utah net sheet questions

Does Utah have a real estate transfer tax?

No. Utah has no transfer tax on home sales. So a Utah seller net sheet has no transfer tax line.

How much are seller closing costs in Utah?

About $28,665 on a $525,000 sale with a 5% commission. That is 5.5% of the price. The commission is $26,250 of it. Without the commission, closing costs are about $2,415. Local taxes and the property tax split change the final number.

Who pays for title insurance in Utah?

The seller usually pays for the owner's title policy in Utah. The buyer pays for the lender's policy.

Who handles the closing in Utah?

An escrow company usually handles the closing.

How are property taxes prorated when you sell a home in Utah?

Each side pays the taxes for the days it owns the home. Property taxes in Utah are paid in arrears, after the period they cover. So the seller usually credits the buyer for unpaid days up to closing. Taxes run about 0.5% of the home's value per year. Calendar year; due Nov 30 (in arrears).

Utah net sheets by county

Each county page shows local taxes and a net sheet at the county's typical price.

Utah net sheets by city

Here are all 68 Utah cities with a page. Each county page lists its own cities.

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