Utah seller net sheet calculator
What a Utah seller walks away with after commission, payoffs, title, and closing fees. Rates and closing customs below are verified for Utah; the calculator applies them for you, down to the county.
- State transfer tax
- None
- Owner's title policy
- Seller pays
- Seller costs on $400,000
- About $22,030
Utah transfer tax
Utah has no real estate transfer tax on deeds, so there is no transfer tax line on a Utah seller net sheet.
Utah has no real estate transfer tax on deeds, so there is no transfer tax line on a Utah seller net sheet.
Example Utah seller net sheet
A $400,000 sale with a 5% commission and a $250,000 mortgage payoff. Seller closing costs come to about $22,030, or 5.5% of the price.
| Line | Seller |
|---|---|
| Sale price | $400,000 |
| First mortgage payoff | −$250,000 |
| Real estate commission (5%) | −$20,000 |
| Owner's title insurance policy | −$1,450 |
| Escrow fee | −$500 |
| Release / satisfaction recording | −$30 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before property tax prorations | $127,970 |
Run it with your own numbers. Choose the county to add local taxes, and enter the closing date to prorate property taxes.
Who pays what in Utah
Seller customarily pays the owner's policy. Closings are usually handled by an escrow company. The settlement or escrow fee is customarily split between buyer and seller.
No real estate transfer tax in Utah. Escrow/title company closings; escrow fee split.
Property tax prorations
Property taxes are paid in arrears. The typical effective rate is about 0.5% of value per year. Calendar year; due Nov 30 (in arrears).
Sources
Verified 2026-09-29. A net sheet is an estimate, not a closing statement or tax advice. Final figures come from the title or escrow company. See a rate that looks wrong? Email [email protected].
Utah net sheet questions
Does Utah have a real estate transfer tax?
Utah has no real estate transfer tax on deeds, so there is no transfer tax line on a Utah seller net sheet.
How much are seller closing costs in Utah?
On a $400,000 sale with a 5% commission, estimated seller costs in Utah come to about $22,030 (5.5% of the price), including $20,000 of commission. Without commission, closing costs are about $2,030. Local taxes, the payoff, and property tax prorations change the final number.
Who pays for title insurance in Utah?
Seller customarily pays the owner's policy.
Who handles the closing in Utah?
Closings are usually handled by an escrow company.
How are property taxes prorated when selling a home in Utah?
Property taxes are paid in arrears. The typical effective rate is about 0.5% of value per year. Calendar year; due Nov 30 (in arrears).
Net sheets in other states
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Build a Utah net sheet in minutes.
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