Washington seller net sheet calculator

What a Washington seller walks away with after commission, payoffs, title, and transfer taxes. Rates and closing customs below are verified for Washington; the calculator applies them for you, down to the county.

Calculate a Washington net sheet Plans and pricing

State transfer tax
1.1% to $525K; 1.28% to $1.525M; 2.75% to $3.025M; 3% above (marginal) + $5 per affidavit
Owner's title policy
Seller pays
Seller costs on $400,000
About $29,045

Washington transfer tax

Washington charges the state real estate excise tax (graduated) of 1.1% to $525K; 1.28% to $1.525M; 2.75% to $3.025M; 3% above (marginal), customarily paid by the seller; and the REET technology fee of $5 per affidavit, customarily paid by the seller. On top of that, 6 county or city transfer taxes apply in parts of the state; the calculator adds them when you choose the county.

TaxLevelRateCustomarily paid by
State real estate excise tax (graduated)RCW 82.45.060: graduated on each portion of the selling price. Thresholds for 2023-01-01 to 2026-12-31.State1.1% to $525K; 1.28% to $1.525M; 2.75% to $3.025M; 3% above (marginal)Seller
REET technology feeState$5 per affidavitSeller
Local real estate excise tax (0.50%)City0.50%Seller
Local real estate excise tax (0.50% cities)City0.50%Seller
Local real estate excise tax (0.25%)City0.25%Seller
Local real estate excise tax (0.25% cities)City0.25%Seller
Local real estate excise tax (San Juan County)City0.50%Seller
San Juan County Land Bank (1%) + affordable housing REET (0.5%)County1.5% (buyer)Buyer
Who pays is local custom and can be changed in the contract. Rates verified 2026-09-29.
Sale priceSeller paysBuyer paysTotal
$250,000$4,005$0$4,005
$500,000$8,005$0$8,005
$1,000,000$16,860$0$16,860
With no county or city chosen, split by local custom. Some counties and cities charge a different or additional rate.

Example Washington seller net sheet

A $400,000 sale with a 5% commission and a $250,000 mortgage payoff. Seller closing costs come to about $29,045, or 7.3% of the price.

LineSeller
Sale price$400,000
First mortgage payoff−$250,000
Real estate commission (5%)−$20,000
State real estate excise tax (graduated)−$4,400
Local real estate excise tax (0.50%)−$2,000
REET technology fee−$5
Owner's title insurance policy−$1,575
Escrow fee−$700
Release / satisfaction recording−$304.50
Wire / courier / payoff processing−$60
Estimated net before property tax prorations$120,955.50
Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers. Choose the county to add local taxes, and enter the closing date to prorate property taxes.

Who pays what in Washington

Seller pays the owner's policy. Closings are usually handled by an escrow company. The settlement or escrow fee is customarily split between buyer and seller.

Escrow closings; escrow fee split. Seller pays REET and the owner's policy.

Property tax prorations

Property taxes are paid in arrears. The typical effective rate is about 0.9% of value per year. Calendar year; halves due Apr 30 and Oct 31. Seller pays through closing for any unpaid portion.

Sources

Verified 2026-09-29. A net sheet is an estimate, not a closing statement or tax advice. Final figures come from the title or escrow company. See a rate that looks wrong? Email [email protected].

Washington net sheet questions

Does Washington have a real estate transfer tax?

Washington charges the state real estate excise tax (graduated) of 1.1% to $525K; 1.28% to $1.525M; 2.75% to $3.025M; 3% above (marginal), customarily paid by the seller; and the REET technology fee of $5 per affidavit, customarily paid by the seller. On top of that, 6 county or city transfer taxes apply in parts of the state; the calculator adds them when you choose the county.

How much is the transfer tax on a $500,000 home in Washington?

With no county or city chosen, the transfer tax on a $500,000 sale is about $8,005, customarily paid by the seller. Some counties and cities charge a different or additional rate.

How much are seller closing costs in Washington?

On a $400,000 sale with a 5% commission, estimated seller costs in Washington come to about $29,045 (7.3% of the price), including $20,000 of commission. Without commission, closing costs are about $9,045. Local taxes, the payoff, and property tax prorations change the final number.

Who pays for title insurance in Washington?

Seller pays the owner's policy.

Who handles the closing in Washington?

Closings are usually handled by an escrow company.

How are property taxes prorated when selling a home in Washington?

Property taxes are paid in arrears. The typical effective rate is about 0.9% of value per year. Calendar year; halves due Apr 30 and Oct 31. Seller pays through closing for any unpaid portion.

Build a Washington net sheet in minutes.

Free to use. No account needed to try it.