Oregon seller net sheet calculator
What a Oregon seller walks away with after commission, payoffs, title, and transfer taxes. Rates and closing customs below are verified for Oregon; the calculator applies them for you, down to the county.
- State transfer tax
- None
- Owner's title policy
- Seller pays
- Seller costs on $400,000
- About $22,281
Oregon transfer tax
Oregon has no statewide transfer tax on an ordinary sale, but 1 rule applies in some places or cases. On top of that, 1 county or city transfer tax applies in parts of the state; the calculator adds them when you choose the county.
| Tax | Level | Rate | Customarily paid by |
|---|---|---|---|
| Washington County transfer tax | County | $1.00 per $1,000; split 50/50 by custom | Split 50/50 |
Example Oregon seller net sheet
A $400,000 sale with a 5% commission and a $250,000 mortgage payoff. Seller closing costs come to about $22,281, or 5.6% of the price.
| Line | Seller |
|---|---|
| Sale price | $400,000 |
| First mortgage payoff | −$250,000 |
| Real estate commission (5%) | −$20,000 |
| Owner's title insurance policy | −$1,475 |
| Escrow fee | −$650 |
| Release / satisfaction recording | −$96 |
| Wire / courier / payoff processing | −$60 |
| Estimated net before property tax prorations | $127,719 |
Run it with your own numbers. Choose the county to add local taxes, and enter the closing date to prorate property taxes.
Who pays what in Oregon
Seller pays the owner's policy. Closings are usually handled by an escrow company. The settlement or escrow fee is customarily split between buyer and seller.
Escrow closings; escrow fee split. No transfer tax outside Washington County.
Property tax prorations
Property taxes are paid in arrears on a tax year starting in July. The typical effective rate is about 0.9% of value per year. Fiscal year Jul-Jun; bills issued in October and due Nov 15 (3% discount). Before November the current year is unpaid and the seller credits the buyer; afterwards the seller is reimbursed.
Sources
Verified 2026-09-29. A net sheet is an estimate, not a closing statement or tax advice. Final figures come from the title or escrow company. See a rate that looks wrong? Email [email protected].
Oregon net sheet questions
Does Oregon have a real estate transfer tax?
Oregon has no statewide transfer tax on an ordinary sale, but 1 rule applies in some places or cases. On top of that, 1 county or city transfer tax applies in parts of the state; the calculator adds them when you choose the county.
How much are seller closing costs in Oregon?
On a $400,000 sale with a 5% commission, estimated seller costs in Oregon come to about $22,281 (5.6% of the price), including $20,000 of commission. Without commission, closing costs are about $2,281. Local taxes, the payoff, and property tax prorations change the final number.
Who pays for title insurance in Oregon?
Seller pays the owner's policy.
Who handles the closing in Oregon?
Closings are usually handled by an escrow company.
How are property taxes prorated when selling a home in Oregon?
Property taxes are paid in arrears on a tax year starting in July. The typical effective rate is about 0.9% of value per year. Fiscal year Jul-Jun; bills issued in October and due Nov 15 (3% discount). Before November the current year is unpaid and the seller credits the buyer; afterwards the seller is reimbursed.
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