Maine seller net sheet calculator

What a Maine seller walks away with after commission, payoffs, title, and transfer taxes. Rates and closing customs below are verified for Maine; the calculator applies them for you, down to the county.

Calculate a Maine net sheet Plans and pricing

State transfer tax: $2.20 per $500 total ($1.10 each); +$3.80 per $500 above $1M
Owner's title policy: Buyer pays
Seller costs on $400,000: About $21,199

Maine transfer tax

Maine charges the real estate transfer tax (split equally between buyer and seller) of $2.20 per $500 total ($1.10 each); +$3.80 per $500 above $1M, customarily split 50/50 between buyer and seller.

Who pays is local custom and can be changed in the contract. Rates verified 2026-09-29.
Tax	Level	Rate	Customarily paid by
Real estate transfer tax (split equally between buyer and seller)36 M.R.S. 4641-A: imposed 1/2 on the grantor and 1/2 on the grantee.	State	$2.20 per $500 total ($1.10 each); +$3.80 per $500 above $1M	Split 50/50

With no county or city chosen, split by local custom.
Sale price	Seller pays	Buyer pays	Total
$250,000	$550	$550	$1,100
$500,000	$1,100	$1,100	$2,200
$1,000,000	$2,200	$2,200	$4,400

Example Maine seller net sheet

A $400,000 sale with a 5% commission and a $250,000 mortgage payoff. Seller closing costs come to about $21,199, or 5.3% of the price.

Title and settlement fees are typical estimates, not quotes.
Line	Seller
Sale price	$400,000
First mortgage payoff	−$250,000
Real estate commission (5%)	−$20,000
Real estate transfer tax (split equally between buyer and seller)	−$880
Settlement / closing fee	−$250
Release / satisfaction recording	−$24
Wire / courier / payoff processing	−$45
Estimated net before property tax prorations	$128,801

Run it with your own numbers. Choose the county to add local taxes, and enter the closing date to prorate property taxes.

Who pays what in Maine

Buyer pays the owner's policy. Closings are usually handled by a title company or attorney. The settlement or escrow fee is paid by each side for its own closing.

Transfer tax is paid half by each party.

Property tax prorations

Property taxes are paid in advance on a tax year starting in July. The typical effective rate is about 1.2% of value per year. Most towns bill in Aug-Sep for the Jul-Jun fiscal year, often in two installments; seller is credited for prepaid periods.

Sources

maine.gov

Verified 2026-09-29. A net sheet is an estimate, not a closing statement or tax advice. Final figures come from the title or escrow company. See a rate that looks wrong? Email [email protected].

Maine net sheet questions

Does Maine have a real estate transfer tax?

Maine charges the real estate transfer tax (split equally between buyer and seller) of $2.20 per $500 total ($1.10 each); +$3.80 per $500 above $1M, customarily split 50/50 between buyer and seller.

How much is the transfer tax on a $500,000 home in Maine?

With no county or city chosen, the transfer tax on a $500,000 sale is about $2,200 ($1,100 seller, $1,100 buyer by custom).

How much are seller closing costs in Maine?

On a $400,000 sale with a 5% commission, estimated seller costs in Maine come to about $21,199 (5.3% of the price), including $20,000 of commission. Without commission, closing costs are about $1,199. Local taxes, the payoff, and property tax prorations change the final number.

Who pays for title insurance in Maine?

Buyer pays the owner's policy.

Who handles the closing in Maine?

Closings are usually handled by a title company or attorney.

How are property taxes prorated when selling a home in Maine?

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