Colorado seller net sheet calculator
What a Colorado seller walks away with after commission, payoffs, title, and transfer taxes. Rates and closing customs below are verified for Colorado; the calculator applies them for you, down to the county.
- State transfer tax
- $0.01 per $100
- Owner's title policy
- Seller pays
- Seller costs on $400,000
- About $21,988
Colorado transfer tax
Colorado charges the state documentary fee of $0.01 per $100, customarily paid by the buyer. On top of that, 14 county or city transfer taxes apply in parts of the state; the calculator adds them when you choose the county.
| Tax | Level | Rate | Customarily paid by |
|---|---|---|---|
| State documentary feeC.R.S. 39-13-102: one cent per $100 or major fraction on consideration over $500. | State | $0.01 per $100 | Buyer |
| Aspen Wheeler RETT | City | 0.5% | Buyer |
| Aspen housing RETT | City | 1% of price above $100,000 | Buyer |
| Snowmass Village real estate transfer tax | City | 1% | Buyer |
| Vail real estate transfer tax | City | 1% | Buyer |
| Avon real estate transfer tax (primary residence) | City | 2% of price above $500,000 (owner-occupied, by application; max exemption $10,000) | Buyer |
| Avon real estate transfer tax | City | 2% | Buyer |
| Breckenridge real estate transfer tax | City | 1% | Buyer |
| Frisco real estate transfer tax | City | 1% Real Estate Investment Fee (income-qualified locals exemption) | Buyer |
| Telluride real estate transfer tax | City | 3% | Buyer |
| TMVOA Real Estate Transfer Assessment (private covenant) | City | 3% | Negotiable |
| Crested Butte real estate transfer tax | City | 3% | Buyer |
| Winter Park real estate transfer tax | City | 1% | Buyer |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $0 | $25 | $25 |
| $500,000 | $0 | $50 | $50 |
| $1,000,000 | $0 | $100 | $100 |
Example Colorado seller net sheet
A $400,000 sale with a 5% commission and a $250,000 mortgage payoff. Seller closing costs come to about $21,988, or 5.5% of the price.
| Line | Seller |
|---|---|
| Sale price | $400,000 |
| First mortgage payoff | −$250,000 |
| Real estate commission (5%) | −$20,000 |
| Owner's title insurance policy | −$1,575 |
| Settlement / closing fee | −$350 |
| Release / satisfaction recording | −$13 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before property tax prorations | $128,012 |
Run it with your own numbers. Choose the county to add local taxes, and enter the closing date to prorate property taxes.
Who pays what in Colorado
Seller pays the owner's policy. Closings are usually handled by a title company. The settlement or escrow fee is customarily split between buyer and seller.
Title company closings; closing fee split. Buyer pays the documentary fee and any town transfer tax (grandfathered mountain towns).
Property tax prorations
Property taxes are paid in arrears. The typical effective rate is about 0.5% of value per year. Taxes are paid the following year (Apr 30 or Feb 28/Jun 15); the seller credits the buyer for Jan 1 through closing.
Sources
Verified 2026-09-29. A net sheet is an estimate, not a closing statement or tax advice. Final figures come from the title or escrow company. See a rate that looks wrong? Email [email protected].
Colorado net sheet questions
Does Colorado have a real estate transfer tax?
Colorado charges the state documentary fee of $0.01 per $100, customarily paid by the buyer. On top of that, 14 county or city transfer taxes apply in parts of the state; the calculator adds them when you choose the county.
How much is the transfer tax on a $500,000 home in Colorado?
With no county or city chosen, the transfer tax on a $500,000 sale is about $50, customarily paid by the buyer. Some counties and cities charge a different or additional rate.
How much are seller closing costs in Colorado?
On a $400,000 sale with a 5% commission, estimated seller costs in Colorado come to about $21,988 (5.5% of the price), including $20,000 of commission. Without commission, closing costs are about $1,988. Local taxes, the payoff, and property tax prorations change the final number.
Who pays for title insurance in Colorado?
Seller pays the owner's policy.
Who handles the closing in Colorado?
Closings are usually handled by a title company.
How are property taxes prorated when selling a home in Colorado?
Property taxes are paid in arrears. The typical effective rate is about 0.5% of value per year. Taxes are paid the following year (Apr 30 or Feb 28/Jun 15); the seller credits the buyer for Jan 1 through closing.
Net sheets in other states
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