Colorado seller net sheet and closing costs

In Colorado, the seller usually pays the agent commission, their own loan payoff and the owner's title policy. The buyer usually pays the lender fees, the lender's title policy and the state documentary fee. Buyer and seller usually split the settlement or escrow fee.

The seller usually pays for the owner's title policy in Colorado. In Colorado, each title insurer files its own rates. So prices differ between title companies. The net sheet uses typical rates. The title company that runs the closing gives the final quote. A title company usually handles the closing.

Title company closings; closing fee split. Buyer pays the documentary fee and any town transfer tax (grandfathered mountain towns).

NetSheet.org is not tied to any title company. The net sheet works with any title or escrow company. See how it compares with title company net sheet tools.

Each side pays the taxes for the days it owns the home. Property taxes in Colorado are paid in arrears, after the period they cover. So the seller usually credits the buyer for unpaid days up to closing. Taxes run about 0.5% of the home's value per year. Taxes are paid the following year (Apr 30 or Feb 28/Jun 15); the seller credits the buyer for Jan 1 through closing.

• sos.state.co.us

Checked 2026-09-30. A net sheet is an estimate. It is not a closing statement or tax advice. The title or escrow company gives the final figures. See a rate that looks wrong? Email [email protected].