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Indiana seller net sheet calculator

What a Indiana seller walks away with after commission, payoffs, title, and transfer taxes. Rates and closing customs below are verified for Indiana; the calculator applies them for you, down to the county.

Calculate a Indiana net sheet Plans and pricing

State transfer tax
$20 flat (no transfer tax in Indiana)
Owner's title policy
Seller pays
Seller costs on $400,000
About $21,830

Indiana transfer tax

Indiana charges the sales disclosure form fee of $20 flat (no transfer tax in Indiana), customarily split 50/50 between buyer and seller.

TaxLevelRateCustomarily paid by
Sales disclosure form feeIC 6-1.1-5.5-4: $20 per sales disclosure form (not per party); split is custom only. Indiana has no transfer tax.State$20 flat (no transfer tax in Indiana)Split 50/50
 Who pays is local custom and can be changed in the contract. Rates verified 2026-09-29.
Sale priceSeller paysBuyer paysTotal
$250,000$10$10$20
$500,000$10$10$20
$1,000,000$10$10$20
 With no county or city chosen, split by local custom.

Example Indiana seller net sheet

A $400,000 sale with a 5% commission and a $250,000 mortgage payoff. Seller closing costs come to about $21,830, or 5.5% of the price.

LineSeller
Sale price$400,000
First mortgage payoff−$250,000
Real estate commission (5%)−$20,000
Sales disclosure form fee−$10
Owner's title insurance policy−$1,400
Settlement / closing fee−$350
Release / satisfaction recording−$25
Wire / courier / payoff processing−$45
Estimated net before property tax prorations$128,170
 Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers. Choose the county to add local taxes, and enter the closing date to prorate property taxes.

Who pays what in Indiana

Seller customarily pays the owner's policy. Closings are usually handled by a title company. The settlement or escrow fee is customarily split between buyer and seller.

No transfer tax.

Property tax prorations

Property taxes are paid in arrears. The typical effective rate is about 0.8% of value per year. Taxes are paid a full year in arrears (May 10 and Nov 10 for the prior year); seller credits buyer for the prior year if unpaid plus Jan 1 through closing.

Sources

    Verified 2026-09-29. A net sheet is an estimate, not a closing statement or tax advice. Final figures come from the title or escrow company. See a rate that looks wrong? Email [email protected].

    Indiana net sheet questions

    Does Indiana have a real estate transfer tax?

    Indiana charges the sales disclosure form fee of $20 flat (no transfer tax in Indiana), customarily split 50/50 between buyer and seller.

    How much is the transfer tax on a $500,000 home in Indiana?

    With no county or city chosen, the transfer tax on a $500,000 sale is about $20 ($10 seller, $10 buyer by custom).

    How much are seller closing costs in Indiana?

    On a $400,000 sale with a 5% commission, estimated seller costs in Indiana come to about $21,830 (5.5% of the price), including $20,000 of commission. Without commission, closing costs are about $1,830. Local taxes, the payoff, and property tax prorations change the final number.

    Who pays for title insurance in Indiana?

    Seller customarily pays the owner's policy.

    Who handles the closing in Indiana?

    Closings are usually handled by a title company.

    How are property taxes prorated when selling a home in Indiana?

    Property taxes are paid in arrears. The typical effective rate is about 0.8% of value per year. Taxes are paid a full year in arrears (May 10 and Nov 10 for the prior year); seller credits buyer for the prior year if unpaid plus Jan 1 through closing.

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