Indiana transfer tax calculator
Indiana charges the sales disclosure form fee at $20 flat (no transfer tax in Indiana). On a $225,000 home, that comes to $20. By custom, the seller pays $10 and the buyer $10.
Below is every Indiana transfer tax rate, state, county and city, and who pays it by custom. Rates checked 2026-09-29.
Free Indiana seller net sheet calculator
Change any number and the local costs update.
| Real estate commission (5%) | −$11,250 |
| First mortgage payoff | −$135,000 |
| Sales disclosure form fee | −$10 |
| Release / satisfaction recording | −$25 |
| Title insurance and settlement | −$1,181 |
| Other closing fees | −$45 |
| Estimated net to seller | $77,489 |
How much is the transfer tax in Indiana?
On a $225,000 home, it is about $20 at statewide rates. The table lists the state rules, with who pays each one by custom.
| Tax | Level | Rate | Who pays by custom |
|---|---|---|---|
| Sales disclosure form feeIC 6-1.1-5.5-4: $20 per sales disclosure form (not per party); split is custom only. Indiana has no transfer tax. | State | $20 flat (no transfer tax in Indiana) | Split 50/50 |
Who pays the transfer tax in Indiana?
On a $225,000 home at statewide rates, the seller pays $10 and the buyer $10. Sales disclosure form fee: split 50/50 between buyer and seller. The purchase contract can change who pays.
How does the Indiana transfer tax change with price?
It goes up with the price. On a $1,000,000 home, it is about $20 at statewide rates.
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $225,000 typical home | $10 | $10 | $20 |
| $250,000 | $10 | $10 | $20 |
| $500,000 | $10 | $10 | $20 |
| $1,000,000 | $10 | $10 | $20 |
Are there transfer tax exemptions in Indiana?
Often, yes. Transfers between spouses, to a living trust, and by gift or inheritance are often exempt or taxed less. So are some first-time buyer and low-price sales. The calculator covers an ordinary home sale. Check an exemption with the title company or the county recorder before you count on it.
Checked 2026-09-29. These are estimates, not tax advice. The title or escrow company confirms the final figures.
Indiana transfer tax questions
How much is the transfer tax in Indiana?
Indiana charges the sales disclosure form fee at $20 flat (no transfer tax in Indiana). On a $225,000 home, that comes to $20. By custom, the seller pays $10 and the buyer $10.
Who pays the transfer tax in Indiana?
Sales disclosure form fee: split 50/50 between buyer and seller. The purchase contract can change who pays.
How much is the transfer tax on a $500,000 home in Indiana?
About $20 at statewide rates ($10 seller, $10 buyer).
Does the buyer pay transfer tax in Indiana?
Yes, by custom the buyer pays part of it. That is $10 of the $20 on a $225,000 home.
Is the transfer tax deductible?
Not as a tax. For a seller, the transfer tax is a selling expense that lowers the gain on the sale. A buyer who pays it adds it to the home's cost basis (IRS Publications 523 and 551). Ask a tax adviser about your sale.
When is the transfer tax paid?
At closing. The title or escrow company collects it from the side that owes it. It pays the tax when the deed is recorded.
Put the sales disclosure form fee on a seller net sheet.
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