Wyoming seller net sheet and closing costs

In Wyoming, the seller usually pays the agent commission, their own loan payoff and the owner's title policy. The buyer usually pays the lender fees and the lender's title policy. Buyer and seller usually split the settlement or escrow fee.

The seller usually pays for the owner's title policy in Wyoming. In Wyoming, each title insurer files its own rates. So prices differ between title companies. The net sheet uses typical rates. The title company that runs the closing gives the final quote. A title company usually handles the closing.

No transfer tax or mortgage tax. Closing fee is divided equally; the buyer also pays a loan closing fee when there is a lender (Stewart state customs chart).

NetSheet.org is not tied to any title company. The net sheet works with any title or escrow company. See how it compares with title company net sheet tools.

Each side pays the taxes for the days it owns the home. Property taxes in Wyoming are paid in arrears, after the period they cover. So the seller usually credits the buyer for unpaid days up to closing. Taxes run about 0.43% of the home's value per year. By county, they run from 0.33% to 0.51%. Calendar tax year, billed in the fall and paid in arrears: the first half is payable by Nov 10 and the second half by May 10 of the next year, with no interest if the whole bill is paid by Dec 31 (W.S. 39-13-108(b)(i)(D)). Since tax year 2025, 25% of an owner-occupied home's value up to the first $1,000,000 is exempt (W.S. 39-11-105(a)(xlvi); from 2026 the owner must live there 8 months a year). Seller credits the buyer for the days owned that are not yet paid.

• wyoleg.gov/title18.pdf
• wyoleg.gov/title39.pdf
• virtualunderwriter.com
• Stewart Title 'State Laws and Customs' chart (Wyoming row)

Checked 2026-10-09. A net sheet is an estimate. It is not a closing statement or tax advice. The title or escrow company gives the final figures. See a rate that looks wrong? Email [email protected].