Hawaii seller net sheet calculator
What a Hawaii seller walks away with after commission, payoffs, title, and transfer taxes. Rates and closing customs below are verified for Hawaii; the calculator applies them for you, down to the county.
- State transfer tax
- $0.10 to $1.00 per $100 by bracket (whole price)
- Owner's title policy
- Split 50/50 pays
- Seller costs on $400,000
- About $22,704
Hawaii transfer tax
Hawaii charges the conveyance tax (buyer qualifies for homeowner exemption) of $0.10 to $1.00 per $100 by bracket (whole price), customarily paid by the seller. Other statewide rates apply in some cases: Conveyance tax (no homeowner exemption); Conveyance tax (other property).
| Tax | Level | Rate | Customarily paid by |
|---|---|---|---|
| Conveyance tax (buyer qualifies for homeowner exemption)Applies: primary residence | State | $0.10 to $1.00 per $100 by bracket (whole price) | Seller |
| Conveyance tax (no homeowner exemption)Applies: single family, condo, townhome; secondary, investment residenceHRS 247-2: higher schedule applies to condominiums and single-family residences where the buyer is ineligible for a county homeowner exemption. | State | $0.15 to $1.25 per $100 by bracket (whole price) | Seller |
| Conveyance tax (other property)Applies: multi family, commercial, land, coop; secondary, investment residenceHRS 247-2: property other than a condo or single-family residence uses the lower schedule. | State | $0.10 to $1.00 per $100 by bracket (whole price) | Seller |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $250 | $0 | $250 |
| $500,000 | $500 | $0 | $500 |
| $1,000,000 | $3,000 | $0 | $3,000 |
Example Hawaii seller net sheet
A $400,000 sale with a 5% commission and a $250,000 mortgage payoff. Seller closing costs come to about $22,704, or 5.7% of the price.
| Line | Seller |
|---|---|
| Sale price | $400,000 |
| First mortgage payoff | −$250,000 |
| Real estate commission (5%) | −$20,000 |
| Conveyance tax (buyer qualifies for homeowner exemption) | −$400 |
| Owner's title insurance policy | −$812.50 |
| Escrow fee | −$600 |
| Survey | −$800 |
| Release / satisfaction recording | −$41 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before property tax prorations | $127,296.50 |
Run it with your own numbers. Choose the county to add local taxes, and enter the closing date to prorate property taxes.
Who pays what in Hawaii
Owner's policy customarily split 60% seller / 40% buyer. Closings are usually handled by an escrow company. The settlement or escrow fee is customarily split between buyer and seller.
Escrow closings; escrow fee split. Seller pays conveyance tax and typically the survey/staking.
Property tax prorations
Property taxes are paid in advance on a tax year starting in July. The typical effective rate is about 0.3% of value per year. Fiscal year Jul-Jun; halves due Aug 20 (Jul-Dec) and Feb 20 (Jan-Jun), paid in advance of each half.
Sources
Verified 2026-09-29. A net sheet is an estimate, not a closing statement or tax advice. Final figures come from the title or escrow company. See a rate that looks wrong? Email [email protected].
Hawaii net sheet questions
Does Hawaii have a real estate transfer tax?
Hawaii charges the conveyance tax (buyer qualifies for homeowner exemption) of $0.10 to $1.00 per $100 by bracket (whole price), customarily paid by the seller. Other statewide rates apply in some cases: Conveyance tax (no homeowner exemption); Conveyance tax (other property).
How much is the transfer tax on a $500,000 home in Hawaii?
With no county or city chosen, the transfer tax on a $500,000 sale is about $500, customarily paid by the seller.
How much are seller closing costs in Hawaii?
On a $400,000 sale with a 5% commission, estimated seller costs in Hawaii come to about $22,704 (5.7% of the price), including $20,000 of commission. Without commission, closing costs are about $2,704. Local taxes, the payoff, and property tax prorations change the final number.
Who pays for title insurance in Hawaii?
Owner's policy customarily split 60% seller / 40% buyer.
Who handles the closing in Hawaii?
Closings are usually handled by an escrow company.
How are property taxes prorated when selling a home in Hawaii?
Property taxes are paid in advance on a tax year starting in July. The typical effective rate is about 0.3% of value per year. Fiscal year Jul-Jun; halves due Aug 20 (Jul-Dec) and Feb 20 (Jan-Jun), paid in advance of each half.
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