Makaha, Hawaii transfer tax, closing costs and net sheet

Selling a $395,000 home in Makaha (about the median value there)? Expect about $22,439 in seller closing costs with a 5% commission. That is 5.7% of the price. That includes $395 of transfer tax.

See who pays what when you sell a home in Makaha. It is in Honolulu County, Hawaii, and we apply the state and local rates for you.

Rates last checked September 2026. Reviewed by Harrison Farrell, founder. How we get these numbers

Free Makaha net sheet calculator

Free Makaha seller net sheet calculator

Change any number and the local costs update.

Real estate commission (5%)	−$19,750
First mortgage payoff	−$235,000
Conveyance tax (buyer qualifies for homeowner exemption)	−$395
Release / satisfaction recording	−$41
Title insurance and settlement	−$2,203
Other closing fees	−$50
Estimated net to seller	$137,561

Set for a July 1 closing. The full calculator adds your own date, credits, a PDF and email. Open the full net sheet

Median home value: $394,000
Transfer tax on $395,000: $395
Seller costs on $395,000: About $22,439
Median property tax bill: $1,143 a year
County: Honolulu County
Population: 10,066

How much are seller closing costs in Makaha?

About $22,439 on a $395,000 sale, or 5.7% of the price. The 5% agent commission is $19,750 of that. Your share of the transfer tax is $395. Title insurance, the escrow fee, recording and other fees add about $2,294. Your loan payoff also comes out of the sale, but it is not a closing cost.

How much is the transfer tax in Makaha?

About $395 on a $395,000 sale. It is the conveyance tax (buyer qualifies for homeowner exemption). By custom, the seller pays it.

Single-family home. Who pays follows local custom and can be negotiated in the contract.
Tax	Rate	Paid by	On $395,000
Conveyance tax (buyer qualifies for homeowner exemption)	$0.10 to $1.00 per $100 by bracket (whole price)	Seller	$395

Transfer taxes on the deed, split by local custom.
Sale price	Seller pays	Buyer pays	Total
$250,000	$250	$0	$250
$395,000 local median value	$395	$0	$395
$500,000	$500	$0	$500
$1,000,000	$3,000	$0	$3,000

What does a seller net on a typical Makaha home?

About $137,561, before property tax prorations. That is for a $395,000 sale, close to the area's median home value of $394,000, with a 5% commission and a $235,000 loan payoff. Homes in Makaha are worth less than the Honolulu County median of $897,500.

Title and settlement fees are typical estimates, not quotes.
Line	Seller
Sale price	$395,000
First mortgage payoff	−$235,000
Real estate commission (5%)	−$19,750
Conveyance tax (buyer qualifies for homeowner exemption)	−$395
Owner's title insurance policy	−$803.13
Escrow fee	−$600
Survey	−$800
Release / satisfaction recording	−$41
Wire / courier / payoff processing	−$50
Estimated net before property tax prorations	$137,560.87

Run it with your own numbers.

How does Makaha compare with Honolulu County?

The median home value in Makaha is $394,000, 56% lower than the Honolulu County median of $897,500. Homeowners pay a median tax bill of $1,143 a year, 55% lower than the county's $2,553. On the same $395,000 sale, the transfer tax is the same as elsewhere in the county: $395.

Home value, tax bill and population: Census Bureau American Community Survey, 2020–2024. Costs from the rules engine, 5% commission.
Figure	Makaha	Honolulu County
Median home value	$394,000	$897,500
Median property tax bill	$1,143 a year	$2,553 a year
Tax bill as a share of value	0.29%	0.28%
Transfer tax on $395,000	$395	$395
Seller costs on $395,000	About $22,439	About $22,439
Population	10,066	1,001,146

Who pays closing costs in Makaha?

Here is who pays what in Makaha, by custom. The seller pays the agent commission and the transfer tax. The buyer pays for the lender's title policy and the fee to record the deed. Buyer and seller split the owner's title policy and the escrow fee. An escrow company runs the closing. Makaha closings follow Honolulu County customs.

How are property taxes split when you sell in Makaha?

At closing, the year's tax bill is split by the day. Taxes here are paid in advance, so the buyer usually pays the seller back for the days after closing. Homeowners in the area pay a median property tax bill of $1,143 a year. That is about 0.29% of the median home value of $394,000. Fiscal year Jul-Jun; halves due Aug 20 (Jul-Dec) and Feb 20 (Jan-Jun), paid in advance of each half. Seller is credited for a paid half after closing and owes an unpaid one through closing.

Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2020–2024. A net sheet is an estimate; final figures come from the escrow company.

Makaha seller net sheet questions

Who pays the transfer tax in Makaha, Hawaii?

The seller, by custom. On a $395,000 sale the tax is $395. The contract can change who pays.

What are seller closing costs in Makaha without the commission?

About $2,689 on a $395,000 sale. With a 5% commission, the total is about $22,439, or 5.7% of the price. Your loan payoff and the property tax proration change what you take home.

Are homes in Makaha worth more than in the rest of Honolulu County?

No. The median home value is $394,000 in Makaha and $897,500 across Honolulu County (Census Bureau American Community Survey, 2020-2024). The median tax bill is $1,143 in Makaha and $2,553 in the county.

What county is Makaha in?

It is in Honolulu County, Hawaii. State and local rules set the transfer taxes and recording fees. Local custom decides who pays for title and closing. In Makaha, buyer and seller split the owner's title policy and the escrow fee by custom.

How much are property taxes in Makaha?

Homeowners in the area pay a median property tax bill of $1,143 a year. That is about 0.29% of the median home value of $394,000 (Census Bureau American Community Survey, 2020-2024).

Is the Makaha net sheet calculator free?

Yes. It is free to use, and you do not need an account to try it. It applies Hawaii and local rates for you.