Free Lenoir, North Carolina seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Lenoir, North Carolina (Caldwell County). The calculator applies the local rates for you.
- Median home value
- $165,200
- Transfer tax on $165,000
- $330
- Seller costs on $165,000
- About $8,951
- Median property tax bill
- $1,343 a year
- County
- Caldwell County
- Population
- 18,280
Lenoir transfer tax
On a $165,000 sale in Lenoir, transfer taxes come to $330: Excise tax on conveyances (revenue stamps). By custom the seller pays it.
| Tax | Rate | Paid by | On $165,000 |
|---|---|---|---|
| Excise tax on conveyances (revenue stamps) | $1.00 per $500 | Seller | $330 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $165,000 local median value | $330 | $0 | $330 |
| $250,000 | $500 | $0 | $500 |
| $500,000 | $1,000 | $0 | $1,000 |
| $1,000,000 | $2,000 | $0 | $2,000 |
Example Lenoir seller net sheet
A $165,000 sale, close to Lenoir's median home value of $165,200, with a 5% commission and a $100,000 mortgage payoff. Seller costs come to about $8,951, or 5.4% of the price.
| Line | Seller |
|---|---|
| Sale price | $165,000 |
| First mortgage payoff | −$100,000 |
| Real estate commission (5%) | −$8,250 |
| Excise tax on conveyances (revenue stamps) | −$330 |
| Seller's attorney fee | −$300 |
| Release / satisfaction recording | −$26 |
| Wire / courier / payoff processing | −$45 |
| Estimated net before property tax prorations | $56,049 |
Who pays what in Lenoir
Lenoir closings follow Caldwell County customs. In Caldwell County, the buyer customarily pays the owner's title policy. The settlement fee is customarily paid by the buyer. Closings are usually handled by an attorney, and each side normally has its own attorney.
Property taxes in Lenoir
The median property tax bill for homeowners in Lenoir is $1,343 a year, about 0.81% of the median home value of $165,200 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Bills issued Jul-Sep for the calendar year, due Sep 1 (delinquent Jan 6); seller credits buyer when unpaid.
Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Lenoir seller questions
How much is the transfer tax in Lenoir, North Carolina?
On a $165,000 sale in Lenoir, transfer taxes come to $330: Excise tax on conveyances (revenue stamps). By custom the seller pays it.
How much are seller closing costs in Lenoir?
On a $165,000 sale, close to the median home value in Lenoir, with a 5% commission, estimated seller costs are about $8,951 (5.4% of the price). Without commission they are about $701. The loan payoff and property tax proration change the final number.
What county is Lenoir in, and does it matter at closing?
Lenoir is in Caldwell County, North Carolina. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Caldwell County, the buyer customarily pays the owner's title policy. The settlement fee is customarily paid by the buyer.
How much are property taxes in Lenoir?
The median property tax bill for homeowners in Lenoir is $1,343 a year, about 0.81% of the median home value of $165,200 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Bills issued Jul-Sep for the calendar year, due Sep 1 (delinquent Jan 6); seller credits buyer when unpaid.
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