Midlothian, Texas seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Midlothian, Texas (Ellis County). The calculator applies the local rates for you.
- Median home value
- $369,400
- Transfer tax on $370,000
- None
- Seller costs on $370,000
- About $21,144
- Median property tax bill
- $6,142 a year
- County
- Ellis County
- Population
- 44,104
Midlothian transfer tax
Texas does not charge a real estate transfer tax, so there is none to pay on a home sale in Midlothian.
Example Midlothian seller net sheet
A $370,000 sale, close to Midlothian's median home value of $369,400, with a 5% commission and a $220,000 mortgage payoff. Seller costs come to about $21,144, or 5.7% of the price.
| Line | Seller |
|---|---|
| Sale price | $370,000 |
| First mortgage payoff | −$220,000 |
| Real estate commission (5%) | −$18,500 |
| Owner's title insurance policy | −$2,113.80 |
| Settlement / closing fee | −$450 |
| Release / satisfaction recording | −$30 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before property tax prorations | $128,856.20 |
Who pays what in Midlothian
Midlothian closings follow Ellis County customs. In Ellis County, the seller customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company.
Property taxes in Midlothian
The median property tax bill for homeowners in Midlothian is $6,142 a year, about 1.66% of the median home value of $369,400 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, billed in October and due Jan 31 of the following year; the seller credits the buyer for Jan 1 through closing.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Midlothian seller questions
How much is the transfer tax in Midlothian, Texas?
Texas does not charge a real estate transfer tax, so there is none to pay on a home sale in Midlothian.
How much are seller closing costs in Midlothian?
On a $370,000 sale, close to the median home value in Midlothian, with a 5% commission, estimated seller costs are about $21,144 (5.7% of the price). Without commission they are about $2,644. The loan payoff and property tax proration change the final number.
What county is Midlothian in, and does it matter at closing?
Midlothian is in Ellis County, Texas. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Ellis County, the seller customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing.
How much are property taxes in Midlothian?
The median property tax bill for homeowners in Midlothian is $6,142 a year, about 1.66% of the median home value of $369,400 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, billed in October and due Jan 31 of the following year; the seller credits the buyer for Jan 1 through closing.
Other cities in Ellis County
Cities near Midlothian
Build your Midlothian net sheet in minutes.
Free to use. No account needed to try it.