Free Montgomery County, Texas seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Montgomery County. The calculator applies Texas and Montgomery County rates for you.
- Median home value
- $317,500
- Transfer tax on $320,000
- None
- Seller costs on $320,000
- About $18,397
- Median property tax bill
- $5,237 a year
- Owner's title policy
- Seller pays
- Population
- 654,722
Montgomery County transfer tax
Texas does not charge a real estate transfer tax, so there is none to pay on a home sale in Montgomery County.
Example Montgomery County seller net sheet
A $320,000 sale, close to the county's median home value of $317,500, with a 5% commission and a $190,000 mortgage payoff. Seller costs come to about $18,397, or 5.7% of the price.
| Line | Seller |
|---|---|
| Sale price | $320,000 |
| First mortgage payoff | −$190,000 |
| Real estate commission (5%) | −$16,000 |
| Owner's title insurance policy | −$1,866.80 |
| Settlement / closing fee | −$450 |
| Release / satisfaction recording | −$30 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before property tax prorations | $111,603.20 |
Who pays what in Montgomery County
In Montgomery County, the seller customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company.
Property taxes in Montgomery County
The median property tax bill for homeowners in Montgomery County is $5,237 a year, about 1.65% of the median home value of $317,500 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, billed in October and due Jan 31 of the following year; the seller credits the buyer for Jan 1 through closing.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Montgomery County seller questions
How much is the transfer tax in Montgomery County, Texas?
Texas does not charge a real estate transfer tax, so there is none to pay on a home sale in Montgomery County.
How much are seller closing costs in Montgomery County?
On a $320,000 sale, close to the median home value in Montgomery County, with a 5% commission, estimated seller costs are about $18,397 (5.7% of the price). Without commission they are about $2,397. The loan payoff and property tax proration change the final number.
Who pays for title insurance and closing fees in Montgomery County?
In Montgomery County, the seller customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company.
How much are property taxes in Montgomery County?
The median property tax bill for homeowners in Montgomery County is $5,237 a year, about 1.65% of the median home value of $317,500 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, billed in October and due Jan 31 of the following year; the seller credits the buyer for Jan 1 through closing.
Cities in Montgomery County
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