Free Fargo, North Dakota seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Fargo, North Dakota (Cass County). The calculator applies the local rates for you.
- Median home value
- $269,800
- Transfer tax on $270,000
- None
- Seller costs on $270,000
- About $14,788
- Median property tax bill
- $3,351 a year
- County
- Cass County
- Population
- 136,285
Fargo transfer tax
North Dakota does not charge a real estate transfer tax, so there is none to pay on a home sale in Fargo.
Example Fargo seller net sheet
A $270,000 sale, close to Fargo's median home value of $269,800, with a 5% commission and a $160,000 mortgage payoff. Seller costs come to about $14,788, or 5.5% of the price.
| Line | Seller |
|---|---|
| Sale price | $270,000 |
| First mortgage payoff | −$160,000 |
| Real estate commission (5%) | −$13,500 |
| Owner's title insurance policy | −$977.50 |
| Settlement / closing fee | −$250 |
| Release / satisfaction recording | −$20 |
| Wire / courier / payoff processing | −$40 |
| Estimated net before property tax prorations | $95,212.50 |
Who pays what in Fargo
Fargo closings follow Cass County customs. In Cass County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller. Closings are usually handled by a title company.
Property taxes in Fargo
The median property tax bill for homeowners in Fargo is $3,351 a year, about 1.24% of the median home value of $269,800 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year; due Mar 1 of the following year (5% discount by Feb 15); seller credits buyer.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Fargo seller questions
How much is the transfer tax in Fargo, North Dakota?
North Dakota does not charge a real estate transfer tax, so there is none to pay on a home sale in Fargo.
How much are seller closing costs in Fargo?
On a $270,000 sale, close to the median home value in Fargo, with a 5% commission, estimated seller costs are about $14,788 (5.5% of the price). Without commission they are about $1,288. The loan payoff and property tax proration change the final number.
What county is Fargo in, and does it matter at closing?
Fargo is in Cass County, North Dakota. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Cass County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller.
How much are property taxes in Fargo?
The median property tax bill for homeowners in Fargo is $3,351 a year, about 1.24% of the median home value of $269,800 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year; due Mar 1 of the following year (5% discount by Feb 15); seller credits buyer.
Other cities in Cass County
Cities near Fargo
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