Lake County, California transfer tax, closing costs and net sheet

Selling a $325,000 home in Lake County (about the median value there)? Expect about $16,788 in seller closing costs with a 5% commission. That is 5.2% of the price. That includes $358 of transfer tax.

See who pays what when you sell a home in Lake County. California and local rates are applied for you.

Rates last checked October 2026. Reviewed by Harrison Farrell, founder. How we get these numbers

Free Lake County net sheet calculator

Free Lake County seller net sheet calculator

Change any number and the local costs update.

$
%
$
$
Real estate commission (5%)−$16,250
First mortgage payoff−$195,000
County documentary transfer tax−$358
Release / satisfaction recording−$105
Other closing fees−$75
Estimated net to seller$113,213

Set for a July 1 closing. The full calculator adds your own date, credits, a PDF and email. Open the full net sheet
Median home value
$324,300
Transfer tax on $325,000
$358
Seller costs on $325,000
About $16,788
Median property tax bill
$2,369 a year
Owner's title policy
Buyer pays
Population
68,152

How much are seller closing costs in Lake County?

About $16,788 on a $325,000 sale, or 5.2% of the price. The 5% agent commission is $16,250 of that. Your share of the transfer tax is $358. Recording and other fees add about $180. Your loan payoff also comes out of the sale, but it is not a closing cost.

How much is the transfer tax in Lake County?

About $358 on a $325,000 sale. It is the county documentary transfer tax. By custom, the seller pays it.

TaxRatePaid byOn $325,000
County documentary transfer tax$1.10 per $1,000 ($0.55 per $500)Seller$357.50
Single-family home. Who pays follows local custom and can be negotiated in the contract.
Sale priceSeller paysBuyer paysTotal
$250,000$275$0$275
$325,000 local median value$357.50$0$357.50
$500,000$550$0$550
$1,000,000$1,100$0$1,100
Transfer taxes on the deed, split by local custom.

What does a seller net on a typical Lake County home?

About $113,213, before property tax prorations. That is for a $325,000 sale, close to the county's median home value of $324,300, with a 5% commission and a $195,000 loan payoff.

LineSeller
Sale price$325,000
First mortgage payoff−$195,000
Real estate commission (5%)−$16,250
County documentary transfer tax−$357.50
Release / satisfaction recording−$105
Wire / courier / payoff processing−$75
Estimated net before property tax prorations$113,212.50
Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers.

Who pays closing costs in Lake County?

Here is who pays what in Lake County, by custom. The seller pays the agent commission and the transfer tax. The buyer pays for the owner's title policy, the lender's title policy, the escrow fee and the fee to record the deed. An escrow company runs the closing.

How are property taxes split when you sell in Lake County?

At closing, the year's tax bill is split by the day. Taxes here are paid in arrears, after the time they cover, so the seller usually credits the buyer for the days the seller owned the home. Homeowners in the county pay a median property tax bill of $2,369 a year. That is about 0.73% of the median home value of $324,300. Fiscal year Jul-Jun; installments due Nov 1 (Jul-Dec) and Feb 1 (Jan-Jun). Prorated on a 30-day month (California purchase agreement). Seller credits buyer for the unpaid part of the current installment; supplemental taxes are billed to the buyer after closing. Under Prop 13, a California tax bill follows the seller's assessed value, not the sale price. If the seller has owned the home a long time, the real bill is often lower than this estimate. So is the split at closing.

Rates verified 2026-10-10. Home value and tax bill: Census Bureau American Community Survey, 2020–2024. A net sheet is an estimate; final figures come from the escrow company.

Lake County seller net sheet questions

Who pays the transfer tax in Lake County, California?

The seller, by custom. On a $325,000 sale the tax is $358. The contract can change who pays.

What are seller closing costs in Lake County without the commission?

About $538 on a $325,000 sale. With a 5% commission, the total is about $16,788, or 5.2% of the price. Your loan payoff and the property tax proration change what you take home.

Who pays for title insurance in Lake County?

In Lake County, the buyer pays for the owner's title policy and the escrow fee by custom.

How much are property taxes in Lake County?

Homeowners in the county pay a median property tax bill of $2,369 a year. That is about 0.73% of the median home value of $324,300 (Census Bureau American Community Survey, 2020-2024).

Is the Lake County net sheet calculator free?

Yes. It is free to use, and you do not need an account to try it. It applies California and local rates for you.

Net sheets for cities in Lake County

Make a free Lake County net sheet in minutes.

Free to use. No account needed to try it.