Free Sacramento, California seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Sacramento, California (Sacramento County). The calculator applies the local rates for you.
- Median home value
- $484,600
- Transfer tax on $485,000
- $1,867
- Seller costs on $485,000
- About $28,991
- Median property tax bill
- $3,690 a year
- County
- Sacramento County
- Population
- 535,798
Sacramento transfer tax
On a $485,000 sale in Sacramento, transfer taxes come to $1,867: County documentary transfer tax and City of Sacramento transfer tax. By custom the seller pays $1,200 of that and the buyer $667. Sacramento has its own local transfer tax, so the total differs from the rest of Sacramento County, where the same sale would owe $534.
| Tax | Rate | Paid by | On $485,000 |
|---|---|---|---|
| County documentary transfer tax | $1.10 per $1,000 ($0.55 per $500) | Seller | $533.50 |
| City of Sacramento transfer tax | $2.75 per $1,000 | Split 50/50 | $1,333.75 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $618.75 | $343.75 | $962.50 |
| $485,000 local median value | $1,200.38 | $666.87 | $1,867.25 |
| $500,000 | $1,237.50 | $687.50 | $1,925 |
| $1,000,000 | $2,475 | $1,375 | $3,850 |
Example Sacramento seller net sheet
A $485,000 sale, close to Sacramento's median home value of $484,600, with a 5% commission and a $290,000 mortgage payoff. Seller costs come to about $28,991, or 6% of the price.
| Line | Seller |
|---|---|
| Sale price | $485,000 |
| First mortgage payoff | −$290,000 |
| Real estate commission (5%) | −$24,250 |
| County documentary transfer tax | −$533.50 |
| City of Sacramento transfer tax | −$666.88 |
| Owner's title insurance policy | −$1,936 |
| Escrow fee | −$1,500 |
| Release / satisfaction recording | −$30 |
| Wire / courier / payoff processing | −$75 |
| Estimated net before property tax prorations | $166,008.62 |
Who pays what in Sacramento
Sacramento closings follow Sacramento County customs. In Sacramento County, the seller customarily pays the owner's title policy. The escrow fee is customarily paid by the seller. Closings are usually handled by an escrow company.
Property taxes in Sacramento
The median property tax bill for homeowners in Sacramento is $3,690 a year, about 0.76% of the median home value of $484,600 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun; installments due Nov 1 (Jul-Dec) and Feb 1 (Jan-Jun). Seller credits buyer for the unpaid part of the current installment; supplemental taxes are billed to the buyer after closing.
Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the escrow company.
Sacramento seller questions
How much is the transfer tax in Sacramento, California?
On a $485,000 sale in Sacramento, transfer taxes come to $1,867: County documentary transfer tax and City of Sacramento transfer tax. By custom the seller pays $1,200 of that and the buyer $667. Sacramento has its own local transfer tax, so the total differs from the rest of Sacramento County, where the same sale would owe $534.
How much are seller closing costs in Sacramento?
On a $485,000 sale, close to the median home value in Sacramento, with a 5% commission, estimated seller costs are about $28,991 (6% of the price). Without commission they are about $4,741. The loan payoff and property tax proration change the final number.
What county is Sacramento in, and does it matter at closing?
Sacramento is in Sacramento County, California. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Sacramento County, the seller customarily pays the owner's title policy. The escrow fee is customarily paid by the seller.
How much are property taxes in Sacramento?
The median property tax bill for homeowners in Sacramento is $3,690 a year, about 0.76% of the median home value of $484,600 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun; installments due Nov 1 (Jul-Dec) and Feb 1 (Jan-Jun). Seller credits buyer for the unpaid part of the current installment; supplemental taxes are billed to the buyer after closing.
Other cities in Sacramento County
- Elk Grove
- Arden-Arcade
- Folsom
- Citrus Heights
- Rancho Cordova
- Carmichael
- Florin
- Antelope
- North Highlands
- Vineyard
- Foothill Farms
- Orangevale
Cities near Sacramento
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