Free Worcester County, Massachusetts seller net sheet calculator

Closing costs, transfer taxes and who pays what when selling a home in Worcester County. The calculator applies Massachusetts and Worcester County rates for you.

Calculate your Worcester County net sheet

Median home value
$390,700
Transfer tax on $390,000
$1,778
Seller costs on $390,000
About $22,633
Median property tax bill
$5,207 a year
Owner's title policy
Buyer pays
Population
861,664

Worcester County transfer tax

On a $390,000 sale in Worcester County, transfer taxes come to $1,778: Deeds excise tax. By custom the seller pays it.

TaxRatePaid byOn $390,000
Deeds excise tax$4.56 per $1,000 ($2.28 per $500)Seller$1,778.40
Single-family home. Who pays follows local custom and can be negotiated in the contract.
Sale priceSeller paysBuyer paysTotal
$250,000$1,140$0$1,140
$390,000 local median value$1,778.40$0$1,778.40
$500,000$2,280$0$2,280
$1,000,000$4,560$0$4,560
Transfer taxes on the deed, split by local custom.

Example Worcester County seller net sheet

A $390,000 sale, close to the county's median home value of $390,700, with a 5% commission and a $235,000 mortgage payoff. Seller costs come to about $22,633, or 5.8% of the price.

LineSeller
Sale price$390,000
First mortgage payoff−$235,000
Real estate commission (5%)−$19,500
Deeds excise tax−$1,778.40
Settlement / closing fee−$300
Seller's attorney fee−$900
Release / satisfaction recording−$105
Wire / courier / payoff processing−$50
Estimated net before property tax prorations$132,366.60
Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers.

Who pays what in Worcester County

In Worcester County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by an attorney, and each side normally has its own attorney.

Property taxes in Worcester County

The median property tax bill for homeowners in Worcester County is $5,207 a year, about 1.33% of the median home value of $390,700 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun, quarterly bills (Aug, Nov, Feb, May) paid in advance of each quarter; seller is credited for the prepaid portion.

Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.

Worcester County seller questions

How much is the transfer tax in Worcester County, Massachusetts?

On a $390,000 sale in Worcester County, transfer taxes come to $1,778: Deeds excise tax. By custom the seller pays it.

How much are seller closing costs in Worcester County?

On a $390,000 sale, close to the median home value in Worcester County, with a 5% commission, estimated seller costs are about $22,633 (5.8% of the price). Without commission they are about $3,133. The loan payoff and property tax proration change the final number.

Who pays for title insurance and closing fees in Worcester County?

In Worcester County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by an attorney, and each side normally has its own attorney.

How much are property taxes in Worcester County?

The median property tax bill for homeowners in Worcester County is $5,207 a year, about 1.33% of the median home value of $390,700 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun, quarterly bills (Aug, Nov, Feb, May) paid in advance of each quarter; seller is credited for the prepaid portion.

Build your Worcester County net sheet in minutes.

Free to use. No account needed to try it.