Free Chester, Pennsylvania seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Chester, Pennsylvania (Delaware County). The calculator applies the local rates for you.
- Median home value
- $85,400
- Transfer tax on $85,000
- $2,125
- Seller costs on $85,000
- About $5,603
- Median property tax bill
- $1,676 a year
- County
- Delaware County
- Population
- 34,052
Chester transfer tax
On an $85,000 sale in Chester, transfer taxes come to $2,125: State realty transfer tax and Chester realty transfer tax (municipality + school district). By custom the seller pays $1,063 of that and the buyer $1,063. Chester has its own local transfer tax, so the total differs from the rest of Delaware County, where the same sale would owe $1,700.
| Tax | Rate | Paid by | On $85,000 |
|---|---|---|---|
| State realty transfer tax | 1% | Split 50/50 | $850 |
| Chester realty transfer tax (municipality + school district) | 1.5% (total with state 2.5%) | Split 50/50 | $1,275 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $85,000 local median value | $1,062.50 | $1,062.50 | $2,125 |
| $250,000 | $3,125 | $3,125 | $6,250 |
| $500,000 | $6,250 | $6,250 | $12,500 |
| $1,000,000 | $12,500 | $12,500 | $25,000 |
Example Chester seller net sheet
An $85,000 sale, close to Chester's median home value of $85,400, with a 5% commission and a $50,000 mortgage payoff. Seller costs come to about $5,603, or 6.6% of the price.
| Line | Seller |
|---|---|
| Sale price | $85,000 |
| First mortgage payoff | −$50,000 |
| Real estate commission (5%) | −$4,250 |
| State realty transfer tax | −$425 |
| Chester realty transfer tax (municipality + school district) | −$637.50 |
| Settlement / closing fee | −$150 |
| Release / satisfaction recording | −$90 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before property tax prorations | $29,397.50 |
Who pays what in Chester
Chester closings follow Delaware County customs. In Delaware County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company.
Property taxes in Chester
The median property tax bill for homeowners in Chester is $1,676 a year, about 1.96% of the median home value of $85,400 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. County and municipal taxes are billed in Feb-Mar for the calendar year and school taxes in Jul for Jul-Jun; the seller is credited for prepaid periods.
Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Chester seller questions
How much is the transfer tax in Chester, Pennsylvania?
On an $85,000 sale in Chester, transfer taxes come to $2,125: State realty transfer tax and Chester realty transfer tax (municipality + school district). By custom the seller pays $1,063 of that and the buyer $1,063. Chester has its own local transfer tax, so the total differs from the rest of Delaware County, where the same sale would owe $1,700.
How much are seller closing costs in Chester?
On an $85,000 sale, close to the median home value in Chester, with a 5% commission, estimated seller costs are about $5,603 (6.6% of the price). Without commission they are about $1,353. The loan payoff and property tax proration change the final number.
What county is Chester in, and does it matter at closing?
Chester is in Delaware County, Pennsylvania. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Delaware County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing.
How much are property taxes in Chester?
The median property tax bill for homeowners in Chester is $1,676 a year, about 1.96% of the median home value of $85,400 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. County and municipal taxes are billed in Feb-Mar for the calendar year and school taxes in Jul for Jul-Jun; the seller is credited for prepaid periods.
Other cities in Delaware County
- Upper Darby
- Haverford
- Radnor
- Ridley
- Drexel Hill
- Springfield
- Marple
- Concord
- Middletown
- Upper Chichester
- Aston
- Newtown
Cities near Chester
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