San Francisco County seller net sheet calculator

Closing costs, transfer tax, and who pays what when selling a home in San Francisco County, California. The calculator applies all of it for you.

Calculate a San Francisco County net sheet

Transfer tax on $400,000
$2,720
Owner's title policy
Buyer pays
Seller costs on $400,000
About $22,825

San Francisco County transfer tax

On a $400,000 sale in San Francisco County, transfer taxes come to about $2,720: San Francisco transfer tax. By custom the seller pays $2,720 of that. Some California cities add their own transfer tax; see the California page for the list.

Sale priceSeller paysBuyer paysTotal
$250,000$1,250$0$1,250
$500,000$3,400$0$3,400
$1,000,000$7,500$0$7,500
Single-family home, split by local custom. City transfer taxes are extra where they apply.

Example San Francisco County seller net sheet

A $400,000 sale with a 5% commission and a $250,000 mortgage payoff. Seller costs come to about $22,825, or 5.7% of the price.

LineSeller
Sale price$400,000
First mortgage payoff−$250,000
Real estate commission (5%)−$20,000
San Francisco transfer tax−$2,720
Release / satisfaction recording−$30
Wire / courier / payoff processing−$75
Estimated net before property tax prorations$127,175
Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers.

Who pays what in San Francisco County

Buyer pays owner's title and escrow in San Francisco. The escrow fee is customarily paid by the buyer. Closings are usually handled by an escrow company.

Property taxes

Property taxes in San Francisco County run about 1.15% of value per year and are paid in arrears. Fiscal year Jul-Jun; installments due Nov 1 (Jul-Dec) and Feb 1 (Jan-Jun). Seller credits buyer for the unpaid part of the current installment; supplemental taxes are billed to the buyer after closing.

Rates verified 2026-09-29. A net sheet is an estimate; final figures come from the escrow company.

San Francisco County seller questions

How much is the transfer tax in San Francisco County, California?

On a $400,000 sale in San Francisco County, transfer taxes come to about $2,720: San Francisco transfer tax. By custom the seller pays $2,720 of that.

How much are seller closing costs in San Francisco County?

On a $400,000 sale with a 5% commission, estimated seller costs in San Francisco County are about $22,825 (5.7% of the price). Without commission they are about $2,825. Property tax prorations and the loan payoff change the final number.

Who pays for title insurance in San Francisco County?

Buyer pays owner's title and escrow in San Francisco.

How are property taxes handled when selling in San Francisco County?

Property taxes in San Francisco County run about 1.15% of value per year and are paid in arrears. Fiscal year Jul-Jun; installments due Nov 1 (Jul-Dec) and Feb 1 (Jan-Jun). Seller credits buyer for the unpaid part of the current installment; supplemental taxes are billed to the buyer after closing.

Build a San Francisco County net sheet in minutes.

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