San Mateo County, California seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in San Mateo County. The calculator applies California and San Mateo County rates for you.
- Median home value
- $1,494,500
- Transfer tax on $1,495,000
- $1,645
- Seller costs on $1,495,000
- About $76,500
- Median property tax bill
- $9,167 a year
- Owner's title policy
- Buyer pays
- Population
- 745,100
San Mateo County transfer tax
On a $1,495,000 sale in San Mateo County, transfer taxes come to $1,645: County documentary transfer tax. By custom the seller pays it. San Mateo has its own rate.
| Tax | Rate | Paid by | On $1,495,000 |
|---|---|---|---|
| County documentary transfer tax | $1.10 per $1,000 ($0.55 per $500) | Seller | $1,644.50 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $275 | $0 | $275 |
| $500,000 | $550 | $0 | $550 |
| $1,000,000 | $1,100 | $0 | $1,100 |
| $1,495,000 local median value | $1,644.50 | $0 | $1,644.50 |
Example San Mateo County seller net sheet
A $1,495,000 sale, close to the county's median home value of $1,494,500, with a 5% commission and an $895,000 mortgage payoff. Seller costs come to about $76,500, or 5.1% of the price.
| Line | Seller |
|---|---|
| Sale price | $1,495,000 |
| First mortgage payoff | −$895,000 |
| Real estate commission (5%) | −$74,750 |
| County documentary transfer tax | −$1,644.50 |
| Release / satisfaction recording | −$30 |
| Wire / courier / payoff processing | −$75 |
| Estimated net before property tax prorations | $523,500.50 |
Who pays what in San Mateo County
In San Mateo County, the buyer customarily pays the owner's title policy. The escrow fee is customarily paid by the buyer. Closings are usually handled by an escrow company.
Property taxes in San Mateo County
The median property tax bill for homeowners in San Mateo County is $9,167 a year, about 0.61% of the median home value of $1,494,500 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun; installments due Nov 1 (Jul-Dec) and Feb 1 (Jan-Jun). Seller credits buyer for the unpaid part of the current installment; supplemental taxes are billed to the buyer after closing.
Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the escrow company.
San Mateo County seller questions
How much is the transfer tax in San Mateo County, California?
On a $1,495,000 sale in San Mateo County, transfer taxes come to $1,645: County documentary transfer tax. By custom the seller pays it. San Mateo has its own rate.
How much are seller closing costs in San Mateo County?
On a $1,495,000 sale, close to the median home value in San Mateo County, with a 5% commission, estimated seller costs are about $76,500 (5.1% of the price). Without commission they are about $1,750. The loan payoff and property tax proration change the final number.
Who pays for title insurance and closing fees in San Mateo County?
In San Mateo County, the buyer customarily pays the owner's title policy. The escrow fee is customarily paid by the buyer. Closings are usually handled by an escrow company.
How much are property taxes in San Mateo County?
The median property tax bill for homeowners in San Mateo County is $9,167 a year, about 0.61% of the median home value of $1,494,500 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun; installments due Nov 1 (Jul-Dec) and Feb 1 (Jan-Jun). Seller credits buyer for the unpaid part of the current installment; supplemental taxes are billed to the buyer after closing.
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