Duval County, Florida transfer tax, closing costs and net sheet
Selling a $305,000 home in Duval County (about the median value there)? Expect about $20,104 in seller closing costs with a 5% commission. That is 6.6% of the price. That includes $2,135 of transfer tax.
See who pays what when you sell a home in Duval County. Florida and local rates are applied for you.
Rates last checked September 2026. Reviewed by Harrison Farrell, founder. How we get these numbers
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| Real estate commission (5%) | −$15,250 |
| First mortgage payoff | −$185,000 |
| Documentary stamp tax on deed | −$2,135 |
| Release / satisfaction recording | −$19 |
| Title insurance and settlement | −$2,650 |
| Other closing fees | −$50 |
| Estimated net to seller | $99,897 |
- Median home value
- $303,500
- Transfer tax on $305,000
- $2,135
- Seller costs on $305,000
- About $20,104
- Median property tax bill
- $2,264 a year
- Owner's title policy
- Seller pays
- Population
- 1,023,153
How much are seller closing costs in Duval County?
About $20,104 on a $305,000 sale, or 6.6% of the price. The 5% agent commission is $15,250 of that. Your share of the transfer tax is $2,135. Title insurance, the settlement fee, recording and other fees add about $2,719. Your loan payoff also comes out of the sale, but it is not a closing cost.
How much is the transfer tax in Duval County?
About $2,135 on a $305,000 sale. It is the documentary stamp tax on deed. By custom, the seller pays it. If the buyer borrows 80% of the price, the buyer also pays $1,342 in mortgage taxes: Documentary stamp tax on note (new mortgage) and Intangible tax on new mortgage.
| Tax | Rate | Paid by | On $305,000 |
|---|---|---|---|
| Documentary stamp tax on deed | $0.70 per $100 | Seller | $2,135 |
| Documentary stamp tax on note (new mortgage) | $0.35 per $100 | Buyer | $854 |
| Intangible tax on new mortgage | $2.00 per $1,000 | Buyer | $488 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $1,750 | $0 | $1,750 |
| $305,000 local median value | $2,135 | $0 | $2,135 |
| $500,000 | $3,500 | $0 | $3,500 |
| $1,000,000 | $7,000 | $0 | $7,000 |
What does a seller net on a typical Duval County home?
About $99,897, before property tax prorations. That is for a $305,000 sale, close to the county's median home value of $303,500, with a 5% commission and a $185,000 loan payoff.
| Line | Seller |
|---|---|
| Sale price | $305,000 |
| First mortgage payoff | −$185,000 |
| Real estate commission (5%) | −$15,250 |
| Documentary stamp tax on deed | −$2,135 |
| Owner's title insurance policy | −$1,600 |
| Settlement / closing fee | −$550 |
| Release / satisfaction recording | −$18.50 |
| Title search and examination | −$200 |
| Municipal lien search | −$150 |
| Deed preparation | −$150 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before property tax prorations | $99,896.50 |
Who pays closing costs in Duval County?
Here is who pays what in Duval County, by custom. The seller pays the agent commission, the owner's title policy and the transfer tax. The buyer pays for the lender's title policy and the fee to record the deed. Each side pays its own settlement fee. Seller customarily pays the owner's policy and chooses the closing agent in Duval County. A title company or attorney runs the closing.
How are property taxes split when you sell in Duval County?
At closing, the year's tax bill is split by the day. Taxes here are paid in arrears, after the time they cover, so the seller usually credits the buyer for the days the seller owned the home. Homeowners in the county pay a median property tax bill of $2,264 a year. That is about 0.75% of the median home value of $303,500. The calculator splits the tax at about 0.95% of the price a year, the county's typical rate. Duval County Tax Collector bills Nov 1 (4% discount in Nov, 3% Dec, 2% Jan, 1% Feb; due Mar 31).
Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2020–2024. A net sheet is an estimate; final figures come from the title company.
Duval County seller net sheet questions
Who pays the transfer tax in Duval County, Florida?
The seller, by custom. On a $305,000 sale the tax is $2,135. The contract can change who pays.
What are seller closing costs in Duval County without the commission?
About $4,854 on a $305,000 sale. With a 5% commission, the total is about $20,104, or 6.6% of the price. Your loan payoff and the property tax proration change what you take home.
Who pays for title insurance in Duval County?
Seller customarily pays the owner's policy and chooses the closing agent in Duval County. Each side pays its own settlement fee.
How much are property taxes in Duval County?
Homeowners in the county pay a median property tax bill of $2,264 a year. That is about 0.75% of the median home value of $303,500 (Census Bureau American Community Survey, 2020-2024).
Is the Duval County net sheet calculator free?
Yes. It is free to use, and you do not need an account to try it. It applies Florida and local rates for you.
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