Florida transfer tax calculator
Florida charges the documentary stamp tax on deed at $0.70 per $100. On a $370,000 home at statewide rates, that comes to $2,590. By custom, the seller pays it. In some places, 2 county and city taxes add to it.
Below is every Florida transfer tax rate, state, county and city, and who pays it by custom. Pick a county in the calculator to add local rates. Rates checked 2026-09-30.
Free Florida seller net sheet calculator
Change any number and the local costs update.
| Real estate commission (5%) | −$18,500 |
| First mortgage payoff | −$220,000 |
| Documentary stamp tax on deed | −$2,590 |
| Release / satisfaction recording | −$19 |
| Title insurance and settlement | −$2,975 |
| Other closing fees | −$50 |
| Estimated net to seller | $125,867 |
How much is the transfer tax in Florida?
On a $370,000 home, it is about $2,590 at statewide rates. The table lists the state rules and all 2 county and city taxes, with who pays each one by custom.
| Tax | Level | Rate | Who pays by custom |
|---|---|---|---|
| Documentary stamp tax on deedApplies: except Miami-DadeF.S. 201.02; computed on the consideration rounded up to the next $100. | State | $0.70 per $100 | Seller |
| Documentary stamp tax on deed (Miami-Dade, single-family residence)Applies: single family, townhome, condo, coop | County | $0.60 per $100 (houses, townhomes, condo and co-op units) | Seller |
| Documentary stamp tax + surtax on deed (Miami-Dade, other property)Applies: multi family, commercial, land | County | $0.60 + $0.45 surtax per $100 | Seller |
Who pays the transfer tax in Florida?
By custom, the seller pays it. Documentary stamp tax on deed: paid by the seller. The purchase contract can change who pays. Local taxes can follow a different custom. The table lists each one.
How does the Florida transfer tax change with price?
It goes up with the price. On a $1,000,000 home, it is about $7,000 at statewide rates.
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $1,750 | $0 | $1,750 |
| $370,000 typical home | $2,590 | $0 | $2,590 |
| $500,000 | $3,500 | $0 | $3,500 |
| $1,000,000 | $7,000 | $0 | $7,000 |
Is the Florida transfer tax different by county?
Yes. 1 of 67 Florida counties has a different total on a $370,000 sale. The rest owe $2,590.
| County | Seller pays | Buyer pays | Total |
|---|---|---|---|
| Miami-Dade County | $2,220 | $0 | $2,220 |
Does Florida have a mortgage tax?
Yes. Florida also taxes the buyer's new mortgage. Cash buyers do not pay it.
| Tax | Level | Rate | Who pays by custom |
|---|---|---|---|
| Documentary stamp tax on note (new mortgage)F.S. 201.08: $0.35 per $100 on the mortgage; the $2,450 cap applies only to unsecured notes, not mortgages | State | $0.35 per $100 | Buyer |
| Intangible tax on new mortgageF.S. 199.133: 2 mills on the amount of the new mortgage; paid by the borrower at recording | State | $2.00 per $1,000 | Buyer |
Are there transfer tax exemptions in Florida?
Often, yes. Transfers between spouses, to a living trust, and by gift or inheritance are often exempt or taxed less. So are some first-time buyer and low-price sales. The calculator covers an ordinary home sale. Check an exemption with the title company or the county recorder before you count on it.
Sources
Checked 2026-09-30. These are estimates, not tax advice. The title or escrow company confirms the final figures.
Florida transfer tax questions
How much is the transfer tax in Florida?
Florida charges the documentary stamp tax on deed at $0.70 per $100. On a $370,000 home at statewide rates, that comes to $2,590. By custom, the seller pays it. In some places, 2 county and city taxes add to it.
Who pays the transfer tax in Florida?
Documentary stamp tax on deed: paid by the seller. The purchase contract can change who pays. Local taxes can follow a different custom. The table lists each one.
How much is the transfer tax on a $500,000 home in Florida?
About $3,500 at statewide rates. A county or city tax adds to it where one applies.
Does the buyer pay transfer tax in Florida?
Not by custom. The seller usually pays the Florida transfer tax.
Is the transfer tax deductible?
Not as a tax. For a seller, the transfer tax is a selling expense that lowers the gain on the sale. A buyer who pays it adds it to the home's cost basis (IRS Publications 523 and 551). Ask a tax adviser about your sale.
When is the transfer tax paid?
At closing. The title or escrow company collects it from the side that owes it. It pays the tax when the deed is recorded.
Put the documentary stamp tax on deed on a seller net sheet.
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