Free Lombard, Illinois seller net sheet calculator

Closing costs, transfer taxes and who pays what when selling a home in Lombard, Illinois (DuPage County). The calculator applies the local rates for you.

Calculate your Lombard net sheet

Median home value
$321,200
Transfer tax on $320,000
$480
Seller costs on $320,000
About $19,867
Median property tax bill
$6,904 a year
County
DuPage County
Population
44,490

Lombard transfer tax

On a $320,000 sale in Lombard, transfer taxes come to $480: State real estate transfer tax and County real estate transfer tax. By custom the seller pays it.

TaxRatePaid byOn $320,000
State real estate transfer tax$0.50 per $500Seller$320
County real estate transfer tax$0.25 per $500Seller$160
Single-family home. Who pays follows local custom and can be negotiated in the contract.
Sale priceSeller paysBuyer paysTotal
$250,000$375$0$375
$320,000 local median value$480$0$480
$500,000$750$0$750
$1,000,000$1,500$0$1,500
Transfer taxes on the deed, split by local custom.

Example Lombard seller net sheet

A $320,000 sale, close to Lombard's median home value of $321,200, with a 5% commission and a $190,000 mortgage payoff. Seller costs come to about $19,867, or 6.2% of the price.

LineSeller
Sale price$320,000
First mortgage payoff−$190,000
Real estate commission (5%)−$16,000
State real estate transfer tax−$320
County real estate transfer tax−$160
Owner's title insurance policy−$1,380
Settlement / closing fee−$600
Seller's attorney fee−$700
Survey−$550
Release / satisfaction recording−$107
Wire / courier / payoff processing−$50
Estimated net before property tax prorations$110,133
Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers.

Who pays what in Lombard

Lombard closings follow DuPage County customs. In DuPage County, the seller customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by an attorney, and each side normally has its own attorney.

Property taxes in Lombard

The median property tax bill for homeowners in Lombard is $6,904 a year, about 2.15% of the median home value of $321,200 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Taxes are paid a year in arrears (Cook County installments Mar 1 and Aug 1 for the prior year); the seller credits the buyer for the prior year if unpaid plus Jan 1 through closing, customarily at 105%-110% of the last bill.

Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.

Lombard seller questions

How much is the transfer tax in Lombard, Illinois?

On a $320,000 sale in Lombard, transfer taxes come to $480: State real estate transfer tax and County real estate transfer tax. By custom the seller pays it.

How much are seller closing costs in Lombard?

On a $320,000 sale, close to the median home value in Lombard, with a 5% commission, estimated seller costs are about $19,867 (6.2% of the price). Without commission they are about $3,867. The loan payoff and property tax proration change the final number.

What county is Lombard in, and does it matter at closing?

Lombard is in DuPage County, Illinois. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In DuPage County, the seller customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing.

How much are property taxes in Lombard?

The median property tax bill for homeowners in Lombard is $6,904 a year, about 2.15% of the median home value of $321,200 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Taxes are paid a year in arrears (Cook County installments Mar 1 and Aug 1 for the prior year); the seller credits the buyer for the prior year if unpaid plus Jan 1 through closing, customarily at 105%-110% of the last bill.

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