Illinois transfer tax calculator
Illinois charges the state real estate transfer tax at $0.50 per $500. On a $325,000 home at statewide rates, that comes to $488. By custom, the seller pays it. In some places, 75 county and city taxes add to it.
Below is every Illinois transfer tax rate, state, county and city, and who pays it by custom. Pick a county in the calculator to add local rates. Rates checked 2026-09-30.
Free Illinois seller net sheet calculator
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| Real estate commission (5%) | −$16,250 |
| First mortgage payoff | −$195,000 |
| State real estate transfer tax | −$325 |
| County real estate transfer tax | −$163 |
| Release / satisfaction recording | −$107 |
| Title insurance and settlement | −$3,250 |
| Other closing fees | −$50 |
| Estimated net to seller | $109,856 |
How much is the transfer tax in Illinois?
On a $325,000 home, it is about $488 at statewide rates. The table lists the state rules and all 75 county and city taxes, with who pays each one by custom.
| Tax | Level | Rate | Who pays by custom |
|---|---|---|---|
| State real estate transfer tax35 ILCS 200/31-10: $0.50 per $500 or fraction. | State | $0.50 per $500 | Seller |
| County real estate transfer tax | County | $0.25 per $500 | Seller |
| Chicago real property transfer tax (city portion) | City | $3.75 per $500 (buyer) | Buyer |
| Chicago transfer tax (CTA portion) | City | $1.50 per $500 (seller) | Seller |
| Evanston transfer tax | City | $5 / $7 / $9 per $1,000 by bracket | Seller |
| Oak Park transfer tax | City | $8 per $1,000 | Seller |
| Naperville transfer tax | City | $3 per $1,000 | Buyer |
| Aurora transfer tax | City | $3 per $1,000 | Seller |
| Skokie transfer tax | City | $3 per $1,000 | Seller |
| Highland Park transfer tax | City | $5 per $1,000 | Seller |
| Joliet transfer tax | City | $3 per $1,000 | Seller |
| Bolingbrook transfer tax | City | $7.50 per $1,000 | Split 50/50 |
| Berwyn transfer tax | City | $10 per $1,000 | Seller |
| Cicero transfer tax | City | $10 per $1,000 | Seller |
| Elk Grove Village transfer tax | City | $3 per $1,000 | Seller |
| Wheaton transfer tax | City | $2.50 per $1,000 | Buyer |
| Oak Lawn transfer tax | City | $5 per $1,000 | Seller |
| Park Ridge transfer tax | City | $2 per $1,000 | Seller |
| Des Plaines transfer tax | City | $2 per $1,000 | Seller |
| Mount Prospect transfer tax | City | $3 per $1,000 | Buyer |
| Schaumburg transfer tax | City | $1 per $1,000 | Seller |
| Morton Grove transfer tax | City | $3 per $1,000 | Seller |
| Niles transfer tax | City | $3 per $1,000 | Buyer |
| Wilmette transfer tax | City | $3 per $1,000 | Buyer |
| Buffalo Grove transfer tax | City | $3 per $1,000 | Seller |
| Hoffman Estates transfer tax | City | $3 per $1,000 | Seller |
| Romeoville transfer tax | City | $3.50 per $1,000 | Buyer |
| Woodridge transfer tax | City | $2.50 per $1,000 | Seller |
| Glen Ellyn transfer tax | City | $3 per $1,000 | Seller |
| Carol Stream transfer tax | City | $3 per $1,000 | Seller |
| Hanover Park transfer tax | City | $3 per $1,000 | Seller |
| Streamwood transfer tax | City | $3 per $1,000 | Seller |
| Bartlett transfer tax | City | $3 per $1,000 | Seller |
| Rolling Meadows transfer tax | City | $3 per $1,000 | Seller |
| Sycamore transfer tax | City | $5 per $1,000 | Buyer |
| Country Club Hills transfer tax | City | $5 per $1,000 | Seller |
| Park Forest transfer tax | City | $5 per $1,000 | Seller |
| Dolton transfer tax | City | $5 per $1,000 | Seller |
| Harvey transfer tax | City | $5 per $1,000 | Split 50/50 |
| Bellwood transfer tax | City | $5 per $1,000 | Seller |
| Maywood transfer tax | City | $4 per $1,000 | Seller |
| Elmhurst transfer tax | City | $1.50 per $1,000 | Seller |
| Addison transfer tax | City | $2.50 per $1,000 | Buyer |
| Alsip transfer tax | City | $3.50 per $1,000, $100 minimum | Seller |
| Burbank transfer tax | City | $5 per $1,000, $100 minimum | Seller |
| Burnham transfer tax | City | $5 per $1,000 | Buyer |
| Calumet Park transfer tax | City | $5 per $1,000 | Buyer |
| Channahon transfer tax | City | $3 per $1,000 | Buyer |
| Chicago Heights transfer tax | City | $4 per $1,000 | Seller |
| Elmwood Park transfer tax | City | $5 per $1,000, $35 minimum | Seller |
| Evergreen Park transfer tax | City | $5 per $1,000, $100 minimum | Seller |
| Freeport transfer tax | City | $2 per $500 | Seller |
| Glendale Heights transfer tax | City | $3 per $1,000, $25 minimum | Seller |
| Glenwood transfer tax | City | $5 per $1,000 | Seller |
| Harwood Heights transfer tax | City | $10 per $1,000 | Buyer |
| Hillside transfer tax | City | $3.75 per $500 | Buyer |
| Lake Forest transfer tax | City | $4 per $1,000 | Buyer |
| Lincolnshire transfer tax | City | $3 per $1,000 | Buyer |
| McCook transfer tax | City | $5 per $1,000, $100 minimum | Seller |
| Mettawa transfer tax | City | $5 per $1,000 | Buyer |
| North Chicago transfer tax | City | $5 per $1,000 | Buyer |
| Oswego transfer tax | City | $3 per $1,000 | Buyer |
| Peoria transfer tax | City | $2.50 per $1,000 | Seller |
| River Forest transfer tax | City | $1 per $1,000 | Seller |
| Stickney transfer tax | City | $5 per $1,000 | Seller |
| Stone Park transfer tax | City | $2 per $500 | Seller |
| University Park transfer tax | City | $1 per $1,000 | Seller |
| Calumet City transfer tax | City | $8 per $1,000 under $2M, rising to $16 per $1,000 over $20M; buyer and seller split | Split 50/50 |
| Bedford Park transfer stamp | City | $50 flat | Seller |
| Countryside transfer stamp | City | $50 flat | Seller |
| East Hazel Crest transfer stamp | City | $25 flat | Buyer |
| Robbins transfer stamp | City | $100 flat | Seller |
| Blue Island transfer stamp | City | $100 flat (certificate of occupancy) | Seller |
| Markham transfer stamp | City | $100 flat (compliance stamp) | Seller |
| Northlake transfer stamp | City | $250 flat (compliance stamp) | Seller |
| Lincolnwood transfer stampApplies: not condo | City | $20 flat | Seller |
Who pays the transfer tax in Illinois?
By custom, the seller pays it. State real estate transfer tax: paid by the seller. The purchase contract can change who pays. Local taxes can follow a different custom. The table lists each one.
How does the Illinois transfer tax change with price?
It goes up with the price. On a $1,000,000 home, it is about $1,500 at statewide rates.
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $375 | $0 | $375 |
| $325,000 typical home | $487.50 | $0 | $487.50 |
| $500,000 | $750 | $0 | $750 |
| $1,000,000 | $1,500 | $0 | $1,500 |
Are there transfer tax exemptions in Illinois?
Often, yes. Transfers between spouses, to a living trust, and by gift or inheritance are often exempt or taxed less. So are some first-time buyer and low-price sales. The calculator covers an ordinary home sale. Check an exemption with the title company or the county recorder before you count on it.
Sources
Checked 2026-09-30. These are estimates, not tax advice. The title or escrow company confirms the final figures.
Illinois transfer tax questions
How much is the transfer tax in Illinois?
Illinois charges the state real estate transfer tax at $0.50 per $500. On a $325,000 home at statewide rates, that comes to $488. By custom, the seller pays it. In some places, 75 county and city taxes add to it.
Who pays the transfer tax in Illinois?
State real estate transfer tax: paid by the seller. The purchase contract can change who pays. Local taxes can follow a different custom. The table lists each one.
How much is the transfer tax on a $500,000 home in Illinois?
About $750 at statewide rates. A county or city tax adds to it where one applies.
Does the buyer pay transfer tax in Illinois?
Not by custom. The seller usually pays the Illinois transfer tax, but some local taxes are split or paid by the buyer.
Is the transfer tax deductible?
Not as a tax. For a seller, the transfer tax is a selling expense that lowers the gain on the sale. A buyer who pays it adds it to the home's cost basis (IRS Publications 523 and 551). Ask a tax adviser about your sale.
When is the transfer tax paid?
At closing. The title or escrow company collects it from the side that owes it. It pays the tax when the deed is recorded.
Put the real estate transfer tax on a seller net sheet.
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