Oakbrook, Kentucky transfer tax, closing costs and net sheet

Selling a $260,000 home in Oakbrook (about the median value there)? Expect about $13,351 in seller closing costs with a 5% commission. That is 5.1% of the price. That includes $260 of transfer tax.

See who pays what when you sell a home in Oakbrook. It is in Boone County, Kentucky, and we apply the state and local rates for you.

Rates last checked September 2026. Reviewed by Harrison Farrell, founder. How we get these numbers

Free Oakbrook net sheet calculator

Free Oakbrook seller net sheet calculator

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Real estate commission (5%)−$13,000
First mortgage payoff−$155,000
Real estate transfer (deed) tax−$260
Release / satisfaction recording−$46
Other closing fees−$45
Estimated net to seller$91,649

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Median home value
$260,700
Transfer tax on $260,000
$260
Seller costs on $260,000
About $13,351
Median property tax bill
$2,201 a year
County
Boone County
Population
10,211

How much are seller closing costs in Oakbrook?

About $13,351 on a $260,000 sale, or 5.1% of the price. The 5% agent commission is $13,000 of that. Your share of the transfer tax is $260. Recording and other fees add about $91. Your loan payoff also comes out of the sale, but it is not a closing cost.

How much is the transfer tax in Oakbrook?

About $260 on a $260,000 sale. It is the real estate transfer (deed) tax. By custom, the seller pays it.

TaxRatePaid byOn $260,000
Real estate transfer (deed) tax$0.50 per $500Seller$260
Single-family home. Who pays follows local custom and can be negotiated in the contract.
Sale priceSeller paysBuyer paysTotal
$250,000$250$0$250
$260,000 local median value$260$0$260
$500,000$500$0$500
$1,000,000$1,000$0$1,000
Transfer taxes on the deed, split by local custom.

What does a seller net on a typical Oakbrook home?

About $91,649, before property tax prorations. That is for a $260,000 sale, close to the area's median home value of $260,700, with a 5% commission and a $155,000 loan payoff. Homes in Oakbrook are worth less than the Boone County median of $277,300.

LineSeller
Sale price$260,000
First mortgage payoff−$155,000
Real estate commission (5%)−$13,000
Real estate transfer (deed) tax−$260
Release / satisfaction recording−$46
Wire / courier / payoff processing−$45
Estimated net before property tax prorations$91,649
Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers.

How does Oakbrook compare with Boone County?

The median home value in Oakbrook is $260,700, 6% lower than the Boone County median of $277,300. Homeowners pay a median tax bill of $2,201 a year, 7% lower than the county's $2,372. On the same $260,000 sale, the transfer tax is the same as elsewhere in the county: $260.

FigureOakbrookBoone County
Median home value$260,700$277,300
Median property tax bill$2,201 a year$2,372 a year
Tax bill as a share of value0.84%0.86%
Transfer tax on $260,000$260$260
Seller costs on $260,000About $13,351About $13,351
Population10,211139,841
Home value, tax bill and population: Census Bureau American Community Survey, 2020–2024. Costs from the rules engine, 5% commission.

Who pays closing costs in Oakbrook?

Here is who pays what in Oakbrook, by custom. The seller pays the agent commission and the transfer tax. The buyer pays for the owner's title policy, the lender's title policy, the settlement fee and the fee to record the deed. A title company or attorney runs the closing. Oakbrook closings follow Boone County customs.

How are property taxes split when you sell in Oakbrook?

At closing, the year's tax bill is split by the day. Taxes here are paid in arrears, after the time they cover, so the seller usually credits the buyer for the days the seller owned the home. Homeowners in the area pay a median property tax bill of $2,201 a year. That is about 0.84% of the median home value of $260,700. Calendar year, billed Oct-Nov (2% discount in November); seller credits buyer for Jan 1 through closing when unpaid.

Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2020–2024. A net sheet is an estimate; final figures come from the title company.

Oakbrook seller net sheet questions

Who pays the transfer tax in Oakbrook, Kentucky?

The seller, by custom. On a $260,000 sale the tax is $260. The contract can change who pays.

What are seller closing costs in Oakbrook without the commission?

About $351 on a $260,000 sale. With a 5% commission, the total is about $13,351, or 5.1% of the price. Your loan payoff and the property tax proration change what you take home.

Are homes in Oakbrook worth more than in the rest of Boone County?

No. The median home value is $260,700 in Oakbrook and $277,300 across Boone County (Census Bureau American Community Survey, 2020-2024). The median tax bill is $2,201 in Oakbrook and $2,372 in the county.

What county is Oakbrook in?

It is in Boone County, Kentucky. State and local rules set the transfer taxes and recording fees. Local custom decides who pays for title and closing. In Oakbrook, the buyer pays for the owner's title policy and the settlement fee by custom.

How much are property taxes in Oakbrook?

Homeowners in the area pay a median property tax bill of $2,201 a year. That is about 0.84% of the median home value of $260,700 (Census Bureau American Community Survey, 2020-2024).

Is the Oakbrook net sheet calculator free?

Yes. It is free to use, and you do not need an account to try it. It applies Kentucky and local rates for you.

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