Free Escanaba, Michigan seller net sheet calculator

Closing costs, transfer taxes and who pays what when selling a home in Escanaba, Michigan (Delta County). The calculator applies the local rates for you.

Calculate your Escanaba net sheet

Median home value
$116,600
Transfer tax on $115,000
$989
Seller costs on $115,000
About $7,678
Median property tax bill
$1,675 a year
County
Delta County
Population
12,296

Escanaba transfer tax

On a $115,000 sale in Escanaba, transfer taxes come to $989: State real estate transfer tax and County real estate transfer tax. By custom the seller pays it.

TaxRatePaid byOn $115,000
State real estate transfer tax$3.75 per $500Seller$862.50
County real estate transfer tax$0.55 per $500Seller$126.50
Single-family home. Who pays follows local custom and can be negotiated in the contract.
Sale priceSeller paysBuyer paysTotal
$115,000 local median value$989$0$989
$250,000$2,150$0$2,150
$500,000$4,300$0$4,300
$1,000,000$8,600$0$8,600
Transfer taxes on the deed, split by local custom.

Example Escanaba seller net sheet

A $115,000 sale, close to Escanaba's median home value of $116,600, with a 5% commission and a $70,000 mortgage payoff. Seller costs come to about $7,678, or 6.7% of the price.

LineSeller
Sale price$115,000
First mortgage payoff−$70,000
Real estate commission (5%)−$5,750
State real estate transfer tax−$862.50
County real estate transfer tax−$126.50
Owner's title insurance policy−$514
Settlement / closing fee−$350
Release / satisfaction recording−$30
Wire / courier / payoff processing−$45
Estimated net before property tax prorations$37,322
Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers.

Who pays what in Escanaba

Escanaba closings follow Delta County customs. In Delta County, the seller customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company.

Property taxes in Escanaba

The median property tax bill for homeowners in Escanaba is $1,675 a year, about 1.44% of the median home value of $116,600 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Summer (Jul 1) and winter (Dec 1) bills. Most of Michigan prorates as if taxes are paid in advance for the 12 months following the bill (due-date method); seller is credited for prepaid months. Some areas use the calendar-year method.

Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.

Escanaba seller questions

How much is the transfer tax in Escanaba, Michigan?

On a $115,000 sale in Escanaba, transfer taxes come to $989: State real estate transfer tax and County real estate transfer tax. By custom the seller pays it.

How much are seller closing costs in Escanaba?

On a $115,000 sale, close to the median home value in Escanaba, with a 5% commission, estimated seller costs are about $7,678 (6.7% of the price). Without commission they are about $1,928. The loan payoff and property tax proration change the final number.

What county is Escanaba in, and does it matter at closing?

Escanaba is in Delta County, Michigan. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Delta County, the seller customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing.

How much are property taxes in Escanaba?

The median property tax bill for homeowners in Escanaba is $1,675 a year, about 1.44% of the median home value of $116,600 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Summer (Jul 1) and winter (Dec 1) bills. Most of Michigan prorates as if taxes are paid in advance for the 12 months following the bill (due-date method); seller is credited for prepaid months. Some areas use the calendar-year method.

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