Michigan transfer tax calculator
Michigan charges the state real estate transfer tax at $3.75 per $500. On a $220,000 home at statewide rates, that comes to $1,892. By custom, the seller pays it. In some places, 1 county and city tax adds to it.
Below is every Michigan transfer tax rate, state, county and city, and who pays it by custom. Rates checked 2026-09-29.
Free Michigan seller net sheet calculator
Change any number and the local costs update.
| Real estate commission (5%) | −$11,000 |
| First mortgage payoff | −$130,000 |
| State real estate transfer tax | −$1,650 |
| County real estate transfer tax | −$242 |
| Release / satisfaction recording | −$30 |
| Title insurance and settlement | −$1,242 |
| Other closing fees | −$45 |
| Estimated net to seller | $75,791 |
How much is the transfer tax in Michigan?
On a $220,000 home, it is about $1,892 at statewide rates. The table lists the state rules and all 1 county and city taxes, with who pays each one by custom.
| Tax | Level | Rate | Who pays by custom |
|---|---|---|---|
| State real estate transfer tax | State | $3.75 per $500 | Seller |
| County real estate transfer tax | County | $0.55 per $500 | Seller |
Who pays the transfer tax in Michigan?
By custom, the seller pays it. State real estate transfer tax: paid by the seller. The purchase contract can change who pays. Local taxes can follow a different custom. The table lists each one.
How does the Michigan transfer tax change with price?
It goes up with the price. On a $1,000,000 home, it is about $8,600 at statewide rates.
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $220,000 typical home | $1,892 | $0 | $1,892 |
| $250,000 | $2,150 | $0 | $2,150 |
| $500,000 | $4,300 | $0 | $4,300 |
| $1,000,000 | $8,600 | $0 | $8,600 |
Are there transfer tax exemptions in Michigan?
Often, yes. Transfers between spouses, to a living trust, and by gift or inheritance are often exempt or taxed less. So are some first-time buyer and low-price sales. The calculator covers an ordinary home sale. Check an exemption with the title company or the county recorder before you count on it.
Sources
Checked 2026-09-29. These are estimates, not tax advice. The title or escrow company confirms the final figures.
Michigan transfer tax questions
How much is the transfer tax in Michigan?
Michigan charges the state real estate transfer tax at $3.75 per $500. On a $220,000 home at statewide rates, that comes to $1,892. By custom, the seller pays it. In some places, 1 county and city tax adds to it.
Who pays the transfer tax in Michigan?
State real estate transfer tax: paid by the seller. The purchase contract can change who pays. Local taxes can follow a different custom. The table lists each one.
How much is the transfer tax on a $500,000 home in Michigan?
About $4,300 at statewide rates. A county or city tax adds to it where one applies.
Does the buyer pay transfer tax in Michigan?
Not by custom. The seller usually pays the Michigan transfer tax.
Is the transfer tax deductible?
Not as a tax. For a seller, the transfer tax is a selling expense that lowers the gain on the sale. A buyer who pays it adds it to the home's cost basis (IRS Publications 523 and 551). Ask a tax adviser about your sale.
When is the transfer tax paid?
At closing. The title or escrow company collects it from the side that owes it. It pays the tax when the deed is recorded.
Put the real estate transfer tax on a seller net sheet.
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