Free Amherst, New Hampshire seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Amherst, New Hampshire (Hillsborough County). The calculator applies the local rates for you.
- Median home value
- $494,500
- Transfer tax on $495,000
- $7,425
- Seller costs on $495,000
- About $28,798
- Median property tax bill
- $9,897 a year
- County
- Hillsborough County
- Population
- 11,914
Amherst transfer tax
On a $495,000 sale in Amherst, transfer taxes come to $7,425: Real estate transfer tax (buyer and seller each pay 0.75%). By custom the seller pays $3,713 of that and the buyer $3,713.
| Tax | Rate | Paid by | On $495,000 |
|---|---|---|---|
| Real estate transfer tax (buyer and seller each pay 0.75%) | $1.50 per $100 total ($0.75 each) | Split 50/50 | $7,425 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $1,875 | $1,875 | $3,750 |
| $495,000 local median value | $3,712.50 | $3,712.50 | $7,425 |
| $500,000 | $3,750 | $3,750 | $7,500 |
| $1,000,000 | $7,500 | $7,500 | $15,000 |
Example Amherst seller net sheet
A $495,000 sale, close to Amherst's median home value of $494,500, with a 5% commission and a $295,000 mortgage payoff. Seller costs come to about $28,798, or 5.8% of the price.
| Line | Seller |
|---|---|
| Sale price | $495,000 |
| First mortgage payoff | −$295,000 |
| Real estate commission (5%) | −$24,750 |
| Real estate transfer tax (buyer and seller each pay 0.75%) | −$3,712.50 |
| Settlement / closing fee | −$250 |
| Release / satisfaction recording | −$40 |
| Wire / courier / payoff processing | −$45 |
| Estimated net before property tax prorations | $171,202.50 |
Who pays what in Amherst
Amherst closings follow Hillsborough County customs. In Hillsborough County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company or attorney.
Property taxes in Amherst
The median property tax bill for homeowners in Amherst is $9,897 a year, about 2% of the median home value of $494,500 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Tax year Apr 1-Mar 31, semiannual bills due Jul 1 and Dec 1; seller credits buyer for days owned not yet billed.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Amherst seller questions
How much is the transfer tax in Amherst, New Hampshire?
On a $495,000 sale in Amherst, transfer taxes come to $7,425: Real estate transfer tax (buyer and seller each pay 0.75%). By custom the seller pays $3,713 of that and the buyer $3,713.
How much are seller closing costs in Amherst?
On a $495,000 sale, close to the median home value in Amherst, with a 5% commission, estimated seller costs are about $28,798 (5.8% of the price). Without commission they are about $4,048. The loan payoff and property tax proration change the final number.
What county is Amherst in, and does it matter at closing?
Amherst is in Hillsborough County, New Hampshire. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Hillsborough County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing.
How much are property taxes in Amherst?
The median property tax bill for homeowners in Amherst is $9,897 a year, about 2% of the median home value of $494,500 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Tax year Apr 1-Mar 31, semiannual bills due Jul 1 and Dec 1; seller credits buyer for days owned not yet billed.
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