New Hampshire transfer tax calculator
New Hampshire charges the real estate transfer tax (buyer and seller each pay 0.75%) at $1.50 per $100 total ($0.75 each). On a $420,000 home, that comes to $6,300. By custom, the seller pays $3,150 and the buyer $3,150.
Below is every New Hampshire transfer tax rate, state, county and city, and who pays it by custom. Rates checked 2026-09-29.
Free New Hampshire seller net sheet calculator
Change any number and the local costs update.
| Real estate commission (5%) | −$21,000 |
| First mortgage payoff | −$250,000 |
| Real estate transfer tax (buyer and seller each pay 0.75%) | −$3,150 |
| Release / satisfaction recording | −$40 |
| Title insurance and settlement | −$250 |
| Other closing fees | −$45 |
| Estimated net to seller | $145,515 |
How much is the transfer tax in New Hampshire?
On a $420,000 home, it is about $6,300 at statewide rates. The table lists the state rules, with who pays each one by custom.
| Tax | Level | Rate | Who pays by custom |
|---|---|---|---|
| Real estate transfer tax (buyer and seller each pay 0.75%) | State | $1.50 per $100 total ($0.75 each) | Split 50/50 |
Who pays the transfer tax in New Hampshire?
On a $420,000 home at statewide rates, the seller pays $3,150 and the buyer $3,150. Real estate transfer tax (buyer and seller each pay 0.75%): split 50/50 between buyer and seller. The purchase contract can change who pays.
How does the New Hampshire transfer tax change with price?
It goes up with the price. On a $1,000,000 home, it is about $15,000 at statewide rates.
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $1,875 | $1,875 | $3,750 |
| $420,000 typical home | $3,150 | $3,150 | $6,300 |
| $500,000 | $3,750 | $3,750 | $7,500 |
| $1,000,000 | $7,500 | $7,500 | $15,000 |
Are there transfer tax exemptions in New Hampshire?
Often, yes. Transfers between spouses, to a living trust, and by gift or inheritance are often exempt or taxed less. So are some first-time buyer and low-price sales. The calculator covers an ordinary home sale. Check an exemption with the title company or the county recorder before you count on it.
Sources
Checked 2026-09-29. These are estimates, not tax advice. The title or escrow company confirms the final figures.
New Hampshire transfer tax questions
How much is the transfer tax in New Hampshire?
New Hampshire charges the real estate transfer tax (buyer and seller each pay 0.75%) at $1.50 per $100 total ($0.75 each). On a $420,000 home, that comes to $6,300. By custom, the seller pays $3,150 and the buyer $3,150.
Who pays the transfer tax in New Hampshire?
Real estate transfer tax (buyer and seller each pay 0.75%): split 50/50 between buyer and seller. The purchase contract can change who pays.
How much is the transfer tax on a $500,000 home in New Hampshire?
About $7,500 at statewide rates ($3,750 seller, $3,750 buyer).
Does the buyer pay transfer tax in New Hampshire?
Yes, by custom the buyer pays part of it. That is $3,150 of the $6,300 on a $420,000 home.
Is the transfer tax deductible?
Not as a tax. For a seller, the transfer tax is a selling expense that lowers the gain on the sale. A buyer who pays it adds it to the home's cost basis (IRS Publications 523 and 551). Ask a tax adviser about your sale.
When is the transfer tax paid?
At closing. The title or escrow company collects it from the side that owes it. It pays the tax when the deed is recorded.
Put the real estate transfer tax on a seller net sheet.
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