Blanchard, Oklahoma transfer tax, closing costs and net sheet
Selling a $295,000 home in Blanchard (about the median value there)? Expect about $16,693 in seller closing costs with a 5% commission. That is 5.7% of the price. That includes $443 of transfer tax.
See who pays what when you sell a home in Blanchard. It is in McClain County, Oklahoma, and we apply the state and local rates for you.
Rates last checked September 2026. Reviewed by Harrison Farrell, founder. How we get these numbers
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| Real estate commission (5%) | −$14,750 |
| First mortgage payoff | −$175,000 |
| Documentary stamp tax | −$443 |
| Release / satisfaction recording | −$23 |
| Title insurance and settlement | −$1,433 |
| Other closing fees | −$45 |
| Estimated net to seller | $103,307 |
- Median home value
- $295,000
- Transfer tax on $295,000
- $443
- Seller costs on $295,000
- About $16,693
- Median property tax bill
- $2,592 a year
- County
- McClain County
- Population
- 10,013
How much are seller closing costs in Blanchard?
About $16,693 on a $295,000 sale, or 5.7% of the price. The 5% agent commission is $14,750 of that. Your share of the transfer tax is $443. Title insurance, the settlement fee, recording and other fees add about $1,501. Your loan payoff also comes out of the sale, but it is not a closing cost.
How much is the transfer tax in Blanchard?
About $443 on a $295,000 sale. It is the documentary stamp tax. By custom, the seller pays it. If the buyer borrows 80% of the price, the buyer also pays $246 in mortgage taxes: Mortgage registration tax and County treasurer mortgage certification fee.
| Tax | Rate | Paid by | On $295,000 |
|---|---|---|---|
| Documentary stamp tax | $0.75 per $500 | Seller | $442.50 |
| Mortgage registration tax | $0.10 per $100 (terms over 5 years) | Buyer | $236 |
| County treasurer mortgage certification fee | $10 per mortgage | Buyer | $10 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $375 | $0 | $375 |
| $295,000 local median value | $442.50 | $0 | $442.50 |
| $500,000 | $750 | $0 | $750 |
| $1,000,000 | $1,500 | $0 | $1,500 |
What does a seller net on a typical Blanchard home?
About $103,307, before property tax prorations. That is for a $295,000 sale, close to the city's median home value of $295,000, with a 5% commission and a $175,000 loan payoff. Homes in Blanchard are worth more than the McClain County median of $255,900.
| Line | Seller |
|---|---|
| Sale price | $295,000 |
| First mortgage payoff | −$175,000 |
| Real estate commission (5%) | −$14,750 |
| Documentary stamp tax | −$442.50 |
| Owner's title insurance policy | −$1,132.50 |
| Settlement / closing fee | −$300 |
| Release / satisfaction recording | −$23 |
| Wire / courier / payoff processing | −$45 |
| Estimated net before property tax prorations | $103,307 |
How does Blanchard compare with McClain County?
The median home value in Blanchard is $295,000, 15% higher than the McClain County median of $255,900. Homeowners pay a median tax bill of $2,592 a year, 28% higher than the county's $2,023. On the same $295,000 sale, the transfer tax is the same as elsewhere in the county: $443.
| Figure | Blanchard | McClain County |
|---|---|---|
| Median home value | $295,000 | $255,900 |
| Median property tax bill | $2,592 a year | $2,023 a year |
| Tax bill as a share of value | 0.88% | 0.79% |
| Transfer tax on $295,000 | $443 | $443 |
| Seller costs on $295,000 | About $16,693 | About $16,693 |
| Population | 10,013 | 45,273 |
Who pays closing costs in Blanchard?
Here is who pays what in Blanchard, by custom. The seller pays the agent commission, the owner's title policy and the transfer tax. The buyer pays for the lender's title policy and the fee to record the deed. Buyer and seller split the settlement fee. A title company or attorney runs the closing. Blanchard closings follow McClain County customs.
How are property taxes split when you sell in Blanchard?
At closing, the year's tax bill is split by the day. Taxes here are paid in arrears, after the time they cover, so the seller usually credits the buyer for the days the seller owned the home. Homeowners in the city pay a median property tax bill of $2,592 a year. That is about 0.88% of the median home value of $295,000. Calendar year; due Dec 31 (half) and Mar 31; seller credits buyer for unpaid days.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2020–2024. A net sheet is an estimate; final figures come from the title company.
Blanchard seller net sheet questions
Who pays the transfer tax in Blanchard, Oklahoma?
The seller, by custom. On a $295,000 sale the tax is $443. The contract can change who pays.
What are seller closing costs in Blanchard without the commission?
About $1,943 on a $295,000 sale. With a 5% commission, the total is about $16,693, or 5.7% of the price. Your loan payoff and the property tax proration change what you take home.
Are homes in Blanchard worth more than in the rest of McClain County?
Yes. The median home value is $295,000 in Blanchard and $255,900 across McClain County (Census Bureau American Community Survey, 2020-2024). The median tax bill is $2,592 in Blanchard and $2,023 in the county.
What county is Blanchard in?
It is in McClain County, Oklahoma. State and local rules set the transfer taxes and recording fees. Local custom decides who pays for title and closing. In Blanchard, the seller pays for the owner's title policy by custom. Buyer and seller split the settlement fee.
How much are property taxes in Blanchard?
Homeowners in the city pay a median property tax bill of $2,592 a year. That is about 0.88% of the median home value of $295,000 (Census Bureau American Community Survey, 2020-2024).
Is the Blanchard net sheet calculator free?
Yes. It is free to use, and you do not need an account to try it. It applies Oklahoma and local rates for you.
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