Oklahoma transfer tax calculator
Oklahoma charges the documentary stamp tax at $0.75 per $500. On a $225,000 home, that comes to $338. By custom, the seller pays it.
Below is every Oklahoma transfer tax rate, state, county and city, and who pays it by custom. Rates checked 2026-09-29.
Free Oklahoma seller net sheet calculator
Change any number and the local costs update.
| Real estate commission (5%) | −$11,250 |
| First mortgage payoff | −$135,000 |
| Documentary stamp tax | −$338 |
| Release / satisfaction recording | −$23 |
| Title insurance and settlement | −$1,188 |
| Other closing fees | −$45 |
| Estimated net to seller | $77,157 |
How much is the transfer tax in Oklahoma?
On a $225,000 home, it is about $338 at statewide rates. The table lists the state rules, with who pays each one by custom.
| Tax | Level | Rate | Who pays by custom |
|---|---|---|---|
| Documentary stamp tax | State | $0.75 per $500 | Seller |
Who pays the transfer tax in Oklahoma?
By custom, the seller pays it. Documentary stamp tax: paid by the seller. The purchase contract can change who pays.
How does the Oklahoma transfer tax change with price?
It goes up with the price. On a $1,000,000 home, it is about $1,500 at statewide rates.
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $225,000 typical home | $337.50 | $0 | $337.50 |
| $250,000 | $375 | $0 | $375 |
| $500,000 | $750 | $0 | $750 |
| $1,000,000 | $1,500 | $0 | $1,500 |
Does Oklahoma have a mortgage tax?
Yes. Oklahoma also taxes the buyer's new mortgage. Cash buyers do not pay it.
| Tax | Level | Rate | Who pays by custom |
|---|---|---|---|
| Mortgage registration tax68 O.S. 1904: $0.10 per $100 or fraction (mortgages of 5 years or more). | State | $0.10 per $100 (terms over 5 years) | Buyer |
| County treasurer mortgage certification fee | County | $10 per mortgage | Buyer |
Are there transfer tax exemptions in Oklahoma?
Often, yes. Transfers between spouses, to a living trust, and by gift or inheritance are often exempt or taxed less. So are some first-time buyer and low-price sales. The calculator covers an ordinary home sale. Check an exemption with the title company or the county recorder before you count on it.
Sources
Checked 2026-09-29. These are estimates, not tax advice. The title or escrow company confirms the final figures.
Oklahoma transfer tax questions
How much is the transfer tax in Oklahoma?
Oklahoma charges the documentary stamp tax at $0.75 per $500. On a $225,000 home, that comes to $338. By custom, the seller pays it.
Who pays the transfer tax in Oklahoma?
Documentary stamp tax: paid by the seller. The purchase contract can change who pays.
How much is the transfer tax on a $500,000 home in Oklahoma?
About $750 at statewide rates.
Does the buyer pay transfer tax in Oklahoma?
Not by custom. The seller usually pays the Oklahoma transfer tax.
Is the transfer tax deductible?
Not as a tax. For a seller, the transfer tax is a selling expense that lowers the gain on the sale. A buyer who pays it adds it to the home's cost basis (IRS Publications 523 and 551). Ask a tax adviser about your sale.
When is the transfer tax paid?
At closing. The title or escrow company collects it from the side that owes it. It pays the tax when the deed is recorded.
Put the documentary stamp tax on a seller net sheet.
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