Arizona transfer tax
Arizona has no real estate transfer tax. Neither the buyer nor the seller pays a tax on the deed. Recording fees still apply.
Below is what a Arizona seller and buyer pay at closing instead. The calculator uses Arizona rates. Rates checked 2026-09-30.
Free Arizona seller net sheet calculator
Change any number and the local costs update.
| Real estate commission (5%) | −$22,750 |
| First mortgage payoff | −$275,000 |
| Release / satisfaction recording | −$30 |
| Title insurance and settlement | −$2,279 |
| Other closing fees | −$50 |
| Estimated net to seller | $154,891 |
What do Arizona sellers pay instead of a transfer tax?
A Arizona seller pays about $2,359 before commission on a $455,000 home. With no transfer tax, it is mostly title, settlement and recording:
| Cost | Seller |
|---|---|
| Owner's title insurance policy | $1,629 |
| Escrow fee | $650 |
| Release / satisfaction recording | $30 |
| Wire / courier / payoff processing | $50 |
Sources
Checked 2026-09-30. These are estimates, not tax advice. The title or escrow company confirms the final figures.
Arizona transfer tax questions
Does Arizona have a transfer tax?
No. Arizona does not charge a real estate transfer tax on deeds. There is none at the state, county or city level.
What do sellers pay instead in Arizona?
About $2,359 before commission on a $455,000 home. That covers the owner's title policy where the seller pays it by custom, a share of the settlement fee and recording the payoff release. Commission and the property tax proration come on top.
What does a buyer pay at closing in Arizona?
About $6,606 on a $455,000 home with 20% down. That covers lender fees, the lender's title policy and recording. Prepaids and the down payment come on top.
Run a Arizona seller net sheet.
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