Georgia transfer tax calculator
Georgia charges the real estate transfer tax at $1.00 per $1,000 ($0.10 per $100). On a $315,000 home, that comes to $315. By custom, the seller pays it.
Below is every Georgia transfer tax rate, state, county and city, and who pays it by custom. Rates checked 2026-09-29.
Free Georgia seller net sheet calculator
Change any number and the local costs update.
| Real estate commission (5%) | −$15,750 |
| First mortgage payoff | −$190,000 |
| Real estate transfer tax | −$315 |
| Release / satisfaction recording | −$25 |
| Other closing fees | −$50 |
| Estimated net to seller | $108,860 |
How much is the transfer tax in Georgia?
On a $315,000 home, it is about $315 at statewide rates. The table lists the state rules, with who pays each one by custom.
| Tax | Level | Rate | Who pays by custom |
|---|---|---|---|
| Real estate transfer taxO.C.G.A. 48-6-1: $1 on the first $1,000 and $0.10 on each additional $100 or fraction. | State | $1.00 per $1,000 ($0.10 per $100) | Seller |
Who pays the transfer tax in Georgia?
By custom, the seller pays it. Real estate transfer tax: paid by the seller. The purchase contract can change who pays.
How does the Georgia transfer tax change with price?
It goes up with the price. On a $1,000,000 home, it is about $1,000 at statewide rates.
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $250 | $0 | $250 |
| $315,000 typical home | $315 | $0 | $315 |
| $500,000 | $500 | $0 | $500 |
| $1,000,000 | $1,000 | $0 | $1,000 |
Does Georgia have a mortgage tax?
Yes. Georgia also taxes the buyer's new mortgage. Cash buyers do not pay it.
| Tax | Level | Rate | Who pays by custom |
|---|---|---|---|
| Intangible recording tax on new loan | State | $1.50 per $500 (max $25,000) | Buyer |
Are there transfer tax exemptions in Georgia?
Often, yes. Transfers between spouses, to a living trust, and by gift or inheritance are often exempt or taxed less. So are some first-time buyer and low-price sales. The calculator covers an ordinary home sale. Check an exemption with the title company or the county recorder before you count on it.
Sources
Checked 2026-09-29. These are estimates, not tax advice. The title or escrow company confirms the final figures.
Georgia transfer tax questions
How much is the transfer tax in Georgia?
Georgia charges the real estate transfer tax at $1.00 per $1,000 ($0.10 per $100). On a $315,000 home, that comes to $315. By custom, the seller pays it.
Who pays the transfer tax in Georgia?
Real estate transfer tax: paid by the seller. The purchase contract can change who pays.
How much is the transfer tax on a $500,000 home in Georgia?
About $500 at statewide rates.
Does the buyer pay transfer tax in Georgia?
Not by custom. The seller usually pays the Georgia transfer tax.
Is the transfer tax deductible?
Not as a tax. For a seller, the transfer tax is a selling expense that lowers the gain on the sale. A buyer who pays it adds it to the home's cost basis (IRS Publications 523 and 551). Ask a tax adviser about your sale.
When is the transfer tax paid?
At closing. The title or escrow company collects it from the side that owes it. It pays the tax when the deed is recorded.
Put the real estate transfer tax on a seller net sheet.
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