Idaho transfer tax
Idaho has no real estate transfer tax. Neither the buyer nor the seller pays a tax on the deed. Recording fees still apply.
Below is what a Idaho seller and buyer pay at closing instead. The calculator uses Idaho rates. Rates checked 2026-09-29.
Free Idaho seller net sheet calculator
Change any number and the local costs update.
| Real estate commission (5%) | −$19,500 |
| First mortgage payoff | −$235,000 |
| Release / satisfaction recording | −$30 |
| Title insurance and settlement | −$1,918 |
| Other closing fees | −$50 |
| Estimated net to seller | $133,503 |
What do Idaho sellers pay instead of a transfer tax?
A Idaho seller pays about $1,998 before commission on a $390,000 home. With no transfer tax, it is mostly title, settlement and recording:
| Cost | Seller |
|---|---|
| Owner's title insurance policy | $1,418 |
| Escrow fee | $500 |
| Release / satisfaction recording | $30 |
| Wire / courier / payoff processing | $50 |
Checked 2026-09-29. These are estimates, not tax advice. The title or escrow company confirms the final figures.
Idaho transfer tax questions
Does Idaho have a transfer tax?
No. Idaho does not charge a real estate transfer tax on deeds. There is none at the state, county or city level.
What do sellers pay instead in Idaho?
About $1,998 before commission on a $390,000 home. That covers the owner's title policy where the seller pays it by custom, a share of the settlement fee and recording the payoff release. Commission and the property tax proration come on top.
What does a buyer pay at closing in Idaho?
About $5,955 on a $390,000 home with 20% down. That covers lender fees, the lender's title policy and recording. Prepaids and the down payment come on top.
Run a Idaho seller net sheet.
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