South Dakota transfer tax calculator
South Dakota charges the real estate transfer fee at $0.50 per $500. On a $290,000 home, that comes to $290. By custom, the seller pays it.
Below is every South Dakota transfer tax rate, state, county and city, and who pays it by custom. Rates checked 2026-09-29.
Free South Dakota seller net sheet calculator
Change any number and the local costs update.
| Real estate commission (5%) | −$14,500 |
| First mortgage payoff | −$175,000 |
| Real estate transfer fee | −$290 |
| Release / satisfaction recording | −$30 |
| Title insurance and settlement | −$771 |
| Other closing fees | −$40 |
| Estimated net to seller | $99,369 |
How much is the transfer tax in South Dakota?
On a $290,000 home, it is about $290 at statewide rates. The table lists the state rules, with who pays each one by custom.
| Tax | Level | Rate | Who pays by custom |
|---|---|---|---|
| Real estate transfer fee | State | $0.50 per $500 | Seller |
Who pays the transfer tax in South Dakota?
By custom, the seller pays it. Real estate transfer fee: paid by the seller. The purchase contract can change who pays.
How does the South Dakota transfer tax change with price?
It goes up with the price. On a $1,000,000 home, it is about $1,000 at statewide rates.
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $250 | $0 | $250 |
| $290,000 typical home | $290 | $0 | $290 |
| $500,000 | $500 | $0 | $500 |
| $1,000,000 | $1,000 | $0 | $1,000 |
Are there transfer tax exemptions in South Dakota?
Often, yes. Transfers between spouses, to a living trust, and by gift or inheritance are often exempt or taxed less. So are some first-time buyer and low-price sales. The calculator covers an ordinary home sale. Check an exemption with the title company or the county recorder before you count on it.
Sources
Checked 2026-09-29. These are estimates, not tax advice. The title or escrow company confirms the final figures.
South Dakota transfer tax questions
How much is the transfer tax in South Dakota?
South Dakota charges the real estate transfer fee at $0.50 per $500. On a $290,000 home, that comes to $290. By custom, the seller pays it.
Who pays the transfer tax in South Dakota?
Real estate transfer fee: paid by the seller. The purchase contract can change who pays.
How much is the transfer tax on a $500,000 home in South Dakota?
About $500 at statewide rates.
Does the buyer pay transfer tax in South Dakota?
Not by custom. The seller usually pays the South Dakota transfer tax.
Is the transfer tax deductible?
Not as a tax. For a seller, the transfer tax is a selling expense that lowers the gain on the sale. A buyer who pays it adds it to the home's cost basis (IRS Publications 523 and 551). Ask a tax adviser about your sale.
When is the transfer tax paid?
At closing. The title or escrow company collects it from the side that owes it. It pays the tax when the deed is recorded.
Put the real estate transfer fee on a seller net sheet.
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