Stewart Title net sheet alternative

Stewart Title's net sheet tool is the Stewart Rate Calculator at stewartratecalculator.com. It offers three calculators: a Seller Net Sheet, a Buyer Close Sheet and a Title & Escrow Fee Estimate. The public form opens without a login, asks for the property location and settlement office, and produces a PDF. Stewart's page about the calculator says agency users can personalize results with their logo alongside the Stewart Trusted Provider logo, and that the calculator is also available through Stewart Now, on Stewart's agency partners' websites and on stewart.com.

Stewart's local offices link the calculator from their own pages; the San Antonio office's "tools and resources" page is one example.

• Stewart's fees. The figures reflect Stewart's escrow and title charges and the settlement office you pick, which is right when Stewart is closing and may differ when another company is.
• A form built around a quote. It asks for "prepared by" and "prepared for", a settlement office and the other details a title quote needs, which suits a formal estimate from Stewart.
• Stewart's branding. Stewart's page describes adding an agency user's logo alongside the Stewart Trusted Provider logo.

• Every state and DC. State, county and city transfer taxes, who customarily pays them, title and settlement customs, recording fees and prorations, filled in from the property's address.
• Any title or escrow company. NetSheet.org is independent. No title company sponsors or pays for your account, so there is no rep to unlock it and no office's fee schedule built in.
• No account to run a sheet. The calculator is free and works without signing up. A free account saves sheets and downloads the PDF.
• Seller and buyer sheets. Net to seller, or the buyer's cash to close with lender fees and prepaids.
• Your name on it. Professional ($10 a month) puts your logo on the PDF; Agency ($30 a month) adds emailing sheets from NetSheet.org and keeping track of client replies.
• Start from where you are. A Chrome extension turns a listing page into a net sheet, and the ChatGPT, Claude, Gemini and Grok connector makes one from a chat.

NetSheet.org's title premium and escrow fee are estimates of typical local charges. The closing title company's quote is the final word.

Stewart's calculator is free and public, and when Stewart Title is the closing title company it is a good place to get the title and escrow fees, because those are the fees on the final statement. Use NetSheet.org when the deal is closing with another company or the title company isn't chosen yet, when you want the sheet under your own name and logo, or when you want to save it, reopen it when the offer changes and email it to the client.

Title premiums work differently by state. In Texas, for example, the state sets the premium, so the owner's policy costs the same at every title company. In most states each underwriter files its own rates, so the premium can differ from company to company. Either way, the final quote comes from the closing title company.